<SEC-DOCUMENT>0000717538-20-000043-index.html : 20200203
<SEC-HEADER>0000717538-20-000043.hdr.sgml : 20200203
<ACCEPTANCE-DATETIME>20200203115457
ACCESSION NUMBER:		0000717538-20-000043
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		8
CONFORMED PERIOD OF REPORT:	20200203
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200203
DATE AS OF CHANGE:		20200203

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
		CENTRAL INDEX KEY:			0000717538
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222448962
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-12507
		FILM NUMBER:		20567641

	BUSINESS ADDRESS:	
		STREET 1:		250 GLEN ST
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801
		BUSINESS PHONE:		5184154299

	MAIL ADDRESS:	
		STREET 1:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARROW BANK CORP
		DATE OF NAME CHANGE:	19900710
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k2020executivecontrac.htm
<DESCRIPTION>8-K
<TEXT>
Document 1 - file: form8k2020executivecontrac.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>ex101-2020employmentagreem.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
Document 2 - file: ex101-2020employmentagreem.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>ex102-2020employmentagreem.htm
<DESCRIPTION>EXHIBIT 10.2
<TEXT>
Document 3 - file: ex102-2020employmentagreem.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.3
<SEQUENCE>4
<FILENAME>ex103-2020employmentagreem.htm
<DESCRIPTION>EXHIBIT 10.3
<TEXT>
Document 4 - file: ex103-2020employmentagreem.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>5
<FILENAME>ex104-2020employmentagreem.htm
<DESCRIPTION>EXHIBIT 10.4
<TEXT>
Document 5 - file: ex104-2020employmentagreem.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.5
<SEQUENCE>6
<FILENAME>ex105-2020employmentagreem.htm
<DESCRIPTION>EXHIBIT 10.5
<TEXT>
Document 6 - file: ex105-2020employmentagreem.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>7
<FILENAME>ex99-afcdeclarescashdivide.htm
<DESCRIPTION>EXHIBIT 99
<TEXT>
Document 7 - file: ex99-afcdeclarescashdivide.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>newsreleaselogoallreda15.jpg
<TEXT>
Document 8 - file: newsreleaselogoallreda15.jpg

</DOCUMENT>
</SEC-DOCUMENT>