<SEC-DOCUMENT>0001577827-23-000006-index.html : 20230302
<SEC-HEADER>0001577827-23-000006.hdr.sgml : 20230302
<ACCEPTANCE-DATETIME>20230302175920
ACCESSION NUMBER:		0001577827-23-000006
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20230221
FILED AS OF DATE:		20230302
DATE AS OF CHANGE:		20230302

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Ivanov Penko Krassimir
		CENTRAL INDEX KEY:			0001577827

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-12507
		FILM NUMBER:		23700710

	MAIL ADDRESS:	
		STREET 1:		C/O ARROW FINANCIAL CORPORATION
		STREET 2:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
		CENTRAL INDEX KEY:			0000717538
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222448962
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		250 GLEN ST
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801
		BUSINESS PHONE:		5184154299

	MAIL ADDRESS:	
		STREET 1:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARROW BANK CORP
		DATE OF NAME CHANGE:	19900710
</SEC-HEADER>
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<TYPE>3
<SEQUENCE>1
<FILENAME>wf-form3_167779794506348.xml
<DESCRIPTION>FORM 3
<TEXT>
Document 1 - file: wf-form3_167779794506348.html

Document 1 - RAW XML: wf-form3_167779794506348.xml

</DOCUMENT>
</SEC-DOCUMENT>