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    ACCESSION NUMBER:		0000717538-23-000094
    CONFORMED SUBMISSION TYPE:	8-K
    PUBLIC DOCUMENT COUNT:		31
    CONFORMED PERIOD OF REPORT:	20230223
    ITEM INFORMATION:		Regulation FD Disclosure
    ITEM INFORMATION:		Financial Statements and Exhibits
    FILED AS OF DATE:		20230223
    DATE AS OF CHANGE:		20230223

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
    		CENTRAL INDEX KEY:			0000717538
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		IRS NUMBER:				222448962
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		8-K
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-12507
    		FILM NUMBER:		23655888

    	BUSINESS ADDRESS:
    		STREET 1:		250 GLEN ST
    		CITY:			GLENS FALLS
    		STATE:			NY
    		ZIP:			12801
    		BUSINESS PHONE:		5184154299

    	MAIL ADDRESS:
    		STREET 1:		250 GLEN STREET
    		CITY:			GLENS FALLS
    		STATE:			NY
    		ZIP:			12801

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	ARROW BANK CORP
    		DATE OF NAME CHANGE:	19900710
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