<SEC-DOCUMENT>0000717538-23-000103-index.html : 20230331
<SEC-HEADER>0000717538-23-000103.hdr.sgml : 20230331
<ACCEPTANCE-DATETIME>20230331172422
ACCESSION NUMBER:		0000717538-23-000103
CONFORMED SUBMISSION TYPE:	NT 10-K/A
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20221231
FILED AS OF DATE:		20230331
DATE AS OF CHANGE:		20230331
EFFECTIVENESS DATE:		20230331

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARROW FINANCIAL CORP
		CENTRAL INDEX KEY:			0000717538
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				222448962
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		NT 10-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-12507
		FILM NUMBER:		23789286

	BUSINESS ADDRESS:	
		STREET 1:		250 GLEN ST
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801
		BUSINESS PHONE:		5184154299

	MAIL ADDRESS:	
		STREET 1:		250 GLEN STREET
		CITY:			GLENS FALLS
		STATE:			NY
		ZIP:			12801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ARROW BANK CORP
		DATE OF NAME CHANGE:	19900710
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-K/A
<SEQUENCE>1
<FILENAME>amendedarow-nt10k12312022.htm
<DESCRIPTION>NT 10-K/A
<TEXT>
Document 1 - file: amendedarow-nt10k12312022.htm

</DOCUMENT>
</SEC-DOCUMENT>