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Premises and Equipment | 12 Months Ended
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Dec. 31, 2024
Property, Plant and Equipment [Abstract] |
Premises and Equipment | PREMISES AND EQUIPMENT (Dollars In Thousands) A summary of premises and equipment at December 31, 2024 and 2023 is presented below:
| 2024 |  | 2023
Land and Bank Premises | $ | 60,118 |  |  | $ | 60,123 |
Equipment, Furniture and Fixtures | 38,452 |  |  | 37,948 |
Construction in Progress | 3,403 |  |  | 1,099 |
Leasehold Improvements | 5,243 |  |  | 5,127 |
Total Cost | 107,216 |  |  | 104,297 |
Accumulated Depreciation and Amortization | (51,782) |  |  | (49,115) |
Net Owned Premises and Equipment | 55,434 |  |  | 55,182 |
Leased Assets (see Note 18) | 4,283 |  |  | 4,460 |
Net Premises and Equipment | $ | 59,717 |  |  | $ | 59,642 |
Amounts charged to expense for depreciation totaled $4,432, $3,752 and $3,330 in 2024, 2023 and 2022, respectively. During 2024, the multi-year renovation project to enhance and improve the Queensbury branch location was started and accordingly, capital expenses were reflected in Construction in Progress.

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- Definition The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 360 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/360/tableOfContent Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Accounting Standards Codification -Section 50 -Paragraph 6 -SubTopic 360 -Topic 958 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477798/958-360-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (d) -SubTopic 360 -Topic 958 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477798/958-360-50-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Accounting Standards Codification -Section 50 -Paragraph 7 -SubTopic 360 -Topic 958 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477798/958-360-50-7 + Details
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