Form ARS - Annual Report to Security Holders:
SEC Accession No. 0000717538-25-000042
Filing Date
2025-04-24
Accepted
2025-04-24 11:59:58
Documents
169
Period of Report
2024-12-31
Effectiveness Date
2025-04-24

Document Format Files

Seq Description Document Type Size
1 ARS ars2024a.htm ARS 647210
2 ars2024a001.jpg GRAPHIC 78384
3 ars2024a002.jpg GRAPHIC 144167
4 ars2024a003.jpg GRAPHIC 236364
5 ars2024a004.jpg GRAPHIC 162258
6 ars2024a005.jpg GRAPHIC 104889
7 ars2024a006.jpg GRAPHIC 148825
8 ars2024a007.jpg GRAPHIC 307885
9 ars2024a008.jpg GRAPHIC 271033
10 ars2024a009.jpg GRAPHIC 219768
11 ars2024a010.jpg GRAPHIC 293211
12 ars2024a011.jpg GRAPHIC 232741
13 ars2024a012.jpg GRAPHIC 242304
14 ars2024a013.jpg GRAPHIC 341936
15 ars2024a014.jpg GRAPHIC 274153
16 ars2024a015.jpg GRAPHIC 328048
17 ars2024a016.jpg GRAPHIC 56298
18 ars2024a017.jpg GRAPHIC 334370
19 ars2024a018.jpg GRAPHIC 274438
20 ars2024a019.jpg GRAPHIC 74088
21 ars2024a020.jpg GRAPHIC 384728
22 ars2024a021.jpg GRAPHIC 29905
23 ars2024a022.jpg GRAPHIC 351748
24 ars2024a023.jpg GRAPHIC 289071
25 ars2024a024.jpg GRAPHIC 357151
26 ars2024a025.jpg GRAPHIC 348952
27 ars2024a026.jpg GRAPHIC 353395
28 ars2024a027.jpg GRAPHIC 337236
29 ars2024a028.jpg GRAPHIC 305881
30 ars2024a029.jpg GRAPHIC 275988
31 ars2024a030.jpg GRAPHIC 208808
32 ars2024a031.jpg GRAPHIC 160729
33 ars2024a032.jpg GRAPHIC 186385
34 ars2024a033.jpg GRAPHIC 168456
35 ars2024a034.jpg GRAPHIC 231988
36 ars2024a035.jpg GRAPHIC 269921
37 ars2024a036.jpg GRAPHIC 165039
38 ars2024a037.jpg GRAPHIC 177855
39 ars2024a038.jpg GRAPHIC 143582
40 ars2024a039.jpg GRAPHIC 84528
41 ars2024a040.jpg GRAPHIC 228893
42 ars2024a041.jpg GRAPHIC 268578
43 ars2024a042.jpg GRAPHIC 129152
44 ars2024a043.jpg GRAPHIC 231350
45 ars2024a044.jpg GRAPHIC 270365
46 ars2024a045.jpg GRAPHIC 261203
47 ars2024a046.jpg GRAPHIC 129363
48 ars2024a047.jpg GRAPHIC 207457
49 ars2024a048.jpg GRAPHIC 121351
50 ars2024a049.jpg GRAPHIC 57277
51 ars2024a050.jpg GRAPHIC 188196
52 ars2024a051.jpg GRAPHIC 348442
53 ars2024a052.jpg GRAPHIC 301751
54 ars2024a053.jpg GRAPHIC 245841
55 ars2024a054.jpg GRAPHIC 298726
56 ars2024a055.jpg GRAPHIC 373291
57 ars2024a056.jpg GRAPHIC 320472
58 ars2024a057.jpg GRAPHIC 315046
59 ars2024a058.jpg GRAPHIC 330668
60 ars2024a059.jpg GRAPHIC 28099
61 ars2024a060.jpg GRAPHIC 72962
62 ars2024a061.jpg GRAPHIC 93199
63 ars2024a062.jpg GRAPHIC 370025
64 ars2024a063.jpg GRAPHIC 426526
65 ars2024a064.jpg GRAPHIC 307172
66 ars2024a065.jpg GRAPHIC 334809
67 ars2024a066.jpg GRAPHIC 345127
68 ars2024a067.jpg GRAPHIC 359688
69 ars2024a068.jpg GRAPHIC 401692
70 ars2024a069.jpg GRAPHIC 328760
71 ars2024a070.jpg GRAPHIC 293181
72 ars2024a071.jpg GRAPHIC 326401
73 ars2024a072.jpg GRAPHIC 460376
74 ars2024a073.jpg GRAPHIC 455010
75 ars2024a074.jpg GRAPHIC 425967
76 ars2024a075.jpg GRAPHIC 409733
77 ars2024a076.jpg GRAPHIC 432428
78 ars2024a077.jpg GRAPHIC 87587
79 ars2024a078.jpg GRAPHIC 196295
80 ars2024a079.jpg GRAPHIC 203536
81 ars2024a080.jpg GRAPHIC 67116
82 ars2024a081.jpg GRAPHIC 187972
83 ars2024a082.jpg GRAPHIC 62984
84 ars2024a083.jpg GRAPHIC 418220
85 ars2024a084.jpg GRAPHIC 412930
86 ars2024a085.jpg GRAPHIC 369875
87 ars2024a086.jpg GRAPHIC 237863
88 ars2024a087.jpg GRAPHIC 186972
89 ars2024a088.jpg GRAPHIC 113822
90 ars2024a089.jpg GRAPHIC 134019
91 ars2024a090.jpg GRAPHIC 406569
92 ars2024a091.jpg GRAPHIC 279478
93 ars2024a092.jpg GRAPHIC 219826
94 ars2024a093.jpg GRAPHIC 253497
95 ars2024a094.jpg GRAPHIC 272753
96 ars2024a095.jpg GRAPHIC 200434
97 ars2024a096.jpg GRAPHIC 281972
98 ars2024a097.jpg GRAPHIC 247447
99 ars2024a098.jpg GRAPHIC 225728
100 ars2024a099.jpg GRAPHIC 360212
101 ars2024a100.jpg GRAPHIC 398850
102 ars2024a101.jpg GRAPHIC 192686
103 ars2024a102.jpg GRAPHIC 333034
104 ars2024a103.jpg GRAPHIC 349553
105 ars2024a104.jpg GRAPHIC 320336
106 ars2024a105.jpg GRAPHIC 187704
107 ars2024a106.jpg GRAPHIC 151433
108 ars2024a107.jpg GRAPHIC 171117
109 ars2024a108.jpg GRAPHIC 93617
110 ars2024a109.jpg GRAPHIC 155980
111 ars2024a110.jpg GRAPHIC 105326
112 ars2024a111.jpg GRAPHIC 188640
113 ars2024a112.jpg GRAPHIC 49449
114 ars2024a113.jpg GRAPHIC 381680
115 ars2024a114.jpg GRAPHIC 425917
116 ars2024a115.jpg GRAPHIC 405466
117 ars2024a116.jpg GRAPHIC 408545
118 ars2024a117.jpg GRAPHIC 379815
119 ars2024a118.jpg GRAPHIC 405310
120 ars2024a119.jpg GRAPHIC 415847
121 ars2024a120.jpg GRAPHIC 235005
122 ars2024a121.jpg GRAPHIC 158151
123 ars2024a122.jpg GRAPHIC 113846
124 ars2024a123.jpg GRAPHIC 118183
125 ars2024a124.jpg GRAPHIC 207958
126 ars2024a125.jpg GRAPHIC 117993
127 ars2024a126.jpg GRAPHIC 247288
128 ars2024a127.jpg GRAPHIC 305087
129 ars2024a128.jpg GRAPHIC 202188
130 ars2024a129.jpg GRAPHIC 229465
131 ars2024a130.jpg GRAPHIC 190506
132 ars2024a131.jpg GRAPHIC 179919
133 ars2024a132.jpg GRAPHIC 260646
134 ars2024a133.jpg GRAPHIC 153325
135 ars2024a134.jpg GRAPHIC 309214
136 ars2024a135.jpg GRAPHIC 104006
137 ars2024a136.jpg GRAPHIC 271336
138 ars2024a137.jpg GRAPHIC 201793
139 ars2024a138.jpg GRAPHIC 148805
140 ars2024a139.jpg GRAPHIC 141256
141 ars2024a140.jpg GRAPHIC 147255
142 ars2024a141.jpg GRAPHIC 159031
143 ars2024a142.jpg GRAPHIC 163496
144 ars2024a143.jpg GRAPHIC 206572
145 ars2024a144.jpg GRAPHIC 357560
146 ars2024a145.jpg GRAPHIC 160269
147 ars2024a146.jpg GRAPHIC 120641
148 ars2024a147.jpg GRAPHIC 149028
149 ars2024a148.jpg GRAPHIC 151846
150 ars2024a149.jpg GRAPHIC 147323
151 ars2024a150.jpg GRAPHIC 127923
152 ars2024a151.jpg GRAPHIC 220292
153 ars2024a152.jpg GRAPHIC 194367
154 ars2024a153.jpg GRAPHIC 193776
155 ars2024a154.jpg GRAPHIC 173309
156 ars2024a155.jpg GRAPHIC 246544
157 ars2024a156.jpg GRAPHIC 182231
158 ars2024a157.jpg GRAPHIC 213159
159 ars2024a158.jpg GRAPHIC 155050
160 ars2024a159.jpg GRAPHIC 291805
161 ars2024a160.jpg GRAPHIC 255977
162 ars2024a161.jpg GRAPHIC 246671
163 ars2024a162.jpg GRAPHIC 157429
164 ars2024a163.jpg GRAPHIC 149075
165 ars2024a164.jpg GRAPHIC 161514
166 ars2024a165.jpg GRAPHIC 119405
167 ars2024a166.jpg GRAPHIC 346738
168 ars2024a167.jpg GRAPHIC 173626
169 ars2024a168.jpg GRAPHIC 50201
  Complete submission text file 0000717538-25-000042.txt   55365291
Mailing Address 250 GLEN STREET GLENS FALLS NY 12801
Business Address 250 GLEN ST GLENS FALLS NY 12801 5184154299
ARROW FINANCIAL CORP (Filer) CIK: 0000717538 (see all company filings)

EIN.: 222448962 | State of Incorp.: NY | Fiscal Year End: 1231
Type: ARS | Act: 34 | File No.: 000-12507 | Film No.: 25865724
SIC: 6021 National Commercial Banks
(CF Office: 02 Finance)