<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:df8e2510-efa6-4a2e-bad6-dfe894703d33,g:2369960e-ee1a-4116-83e5-44d739638136-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://arrowfinancial.com/role/CoverPage" xlink:type="simple" xlink:href="arow-20250129.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://arrowfinancial.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_83a11983-25ff-4a8f-bb89-06449619ccc7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_DocumentType_83a11983-25ff-4a8f-bb89-06449619ccc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_92fb97ca-6a4b-4205-839b-92edfb1994df" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityRegistrantName_92fb97ca-6a4b-4205-839b-92edfb1994df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_5ac0cfbc-f2b8-413b-a170-31394aa6aa42" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityIncorporationStateCountryCode_5ac0cfbc-f2b8-413b-a170-31394aa6aa42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_c32049ff-04ba-423b-b2da-f2a999b2982c" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityFileNumber_c32049ff-04ba-423b-b2da-f2a999b2982c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_bfc9d1e4-6afb-4082-99f2-888ca4ea7307" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityTaxIdentificationNumber_bfc9d1e4-6afb-4082-99f2-888ca4ea7307" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_02081b0a-e3eb-481c-9599-bd26c99c5dc7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityAddressAddressLine1_02081b0a-e3eb-481c-9599-bd26c99c5dc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_701072af-46f1-4831-b4ff-a78c754aa2fc" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityAddressCityOrTown_701072af-46f1-4831-b4ff-a78c754aa2fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_0094b059-428c-4dcc-8903-1884e182d573" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityAddressStateOrProvince_0094b059-428c-4dcc-8903-1884e182d573" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_93f84c3d-c073-464d-b0b2-311e2e56d763" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityAddressPostalZipCode_93f84c3d-c073-464d-b0b2-311e2e56d763" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_19b9d1be-883f-4329-af4d-3106f503e309" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_CityAreaCode_19b9d1be-883f-4329-af4d-3106f503e309" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_d837aeb7-e486-4f78-bc92-3ad5c30bbd8a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_LocalPhoneNumber_d837aeb7-e486-4f78-bc92-3ad5c30bbd8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_9dc20969-eecd-4b83-ba88-b2dcc8a3c1c8" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_WrittenCommunications_9dc20969-eecd-4b83-ba88-b2dcc8a3c1c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_6be7a9cd-0203-4d2a-a68b-82b476c2923d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_SolicitingMaterial_6be7a9cd-0203-4d2a-a68b-82b476c2923d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_3b55af6a-1b96-416a-8caf-eb2d70e634e2" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_PreCommencementTenderOffer_3b55af6a-1b96-416a-8caf-eb2d70e634e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_e26c01ec-91cb-4e90-8702-dbcc5db13bb5" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_e26c01ec-91cb-4e90-8702-dbcc5db13bb5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_df2f034a-4543-424c-8b9f-eba747df6785" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_Security12bTitle_df2f034a-4543-424c-8b9f-eba747df6785" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_fe1cd288-7849-4a86-9123-ce8bc87029b3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_TradingSymbol_fe1cd288-7849-4a86-9123-ce8bc87029b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_e98f19a9-5852-45ef-9cec-68f5ee50ab38" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_SecurityExchangeName_e98f19a9-5852-45ef-9cec-68f5ee50ab38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_30d6f773-5f1a-40d0-969c-001fa1baa75e" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityEmergingGrowthCompany_30d6f773-5f1a-40d0-969c-001fa1baa75e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_ea9bb572-dfca-4381-bba2-703847e70923" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_EntityCentralIndexKey_ea9bb572-dfca-4381-bba2-703847e70923" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_0cd837f1-d191-4602-9fbe-c78539d7a95a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_AmendmentFlag_0cd837f1-d191-4602-9fbe-c78539d7a95a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_840503b5-228b-466a-a98e-0e62d5436b3b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_59916215-22a4-404c-836e-ee9375289ac2" xlink:to="loc_dei_DocumentPeriodEndDate_840503b5-228b-466a-a98e-0e62d5436b3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
