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Debt (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2026
Debt Disclosure [Abstract] |
Schedule of Debt | Schedule of Borrowings:
| June 30, 2026 |  | December 31, 2025 |  |
Balance: |  |  |  |  |
FHLBNY Term Advances | $ | 310,190 |  |  | $ | 4,265 |  |  |
Total Borrowings | $ | 310,190 |  |  | $ | 4,265 |  |  |
Maximum Borrowing Capacity: |  |  |  |  |
Federal Funds Purchased | $ | 23,000 |  |  | $ | 23,000 |  |  |
Federal Home Loan Bank of New York | 740,069 |  |  | 756,968 |  |  |
Federal Reserve Bank of New York | 682,568 |  |  | 707,839 |  |  |
Available Borrowing Capacity: |  |  |  |  |
Federal Funds Purchased | $ | 23,000 |  |  | $ | 23,000 |  |  |
Federal Home Loan Bank of New York | 399,880 |  |  | 722,703 |  |  |
Federal Reserve Bank of New York | 682,568 |  |  | 707,839 |  |  |
Schedule of Maturities of Short-Term Debt | Maturity Schedule of FHLBNY Term Advances:
|  | Balances |  | Weighted Average Rate 1
Final Maturity |  | 6/30/2026 |  | 12/31/2025 |  |  |  | 6/30/2026 |  | 12/31/2025 |  |
First Year |  | $ | 300,000 |  |  | $ | — |  |  |  |  | 3.83 | % |  | — | % |  |
Second Year |  | 10,190 |  |  | 4,265 |  |  |  |  | 4.26 | % |  | 4.32 | % |  |
Third Year |  | — |  |  | — |  |  |  |  | — | % |  | — | % |  |
Fourth Year |  | — |  |  | — |  |  |  |  | — | % |  | — | % |  |
Total |  | $ | 310,190 |  |  | $ | 4,265 |  |  |  |  | 3.85 | % |  | 4.32 | % |  |
1 The effective rate on the FHLBNY Advances that mature in the second year is 0% due to subsidized funding in the form of interest rate credits.
Schedule of Long-Term Debt Instruments | Schedule of Guaranteed Preferred Beneficial Interests in Corporation's Junior Subordinated Debentures
| June 30, 2026 |  | December 31, 2025 |  |
ACST II |  |  |  |  |
Balance | $ | 10,000 |  |  | $ | 10,000 |  |  |
Period End: |  |  |  |  |
Variable Interest Rate | 7.14 | % |  | 7.08 | % |  |
Fixed Interest Rate resulting from cash flow hedge agreement | 4.00 | % |  | 4.00 | % |  |
ACST III |  |  |  |  |
Balance | $ | 10,000 |  |  | $ | 10,000 |  |  |
Period End: |  |  |  |  |
Variable Interest Rate | 5.99 | % |  | 5.93 | % |  |
Fixed Interest Rate resulting from cash flow hedge agreement | 2.86 | % |  | 2.86 | % |  |

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