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Loans and Allowance for Credit Losses - Allowance for loan losses by segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended |
--- | --- | --- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | Dec. 31, 2022 | Jan. 01, 2023
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | $ 50,701 | $ 44,711 | $ 47,996 | $ 40,020 | $ 40,020 |
Provision for Credit Losses on Loans | 0 | 1,500 | 2,050 | 6,200 |  |
Loans Charged-off | (122) | (5) | (129) | (34) |  |
Recoveries of Loans | 6 | 285 | 18 | 305 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment | 84 |  | 84 |  | 71 |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 50,501 |  | 50,501 |  | 47,925 |
Loans and Leases Receivable, Allowance, Total | 50,585 | 46,491 | 50,585 | 46,491 | 47,996 | $ 48,646
Loans, Individually Evaluated for Impairment | 35,621 |  | 35,621 |  | 28,049 |
Loans, Collectively Evaluated for Impairment | 3,686,650 |  | 3,686,650 |  | 3,541,397 |
Totals | 3,722,271 |  | 3,722,271 |  | 3,569,446 |
Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | 650 |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | 650 | 650
Commercial |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 5,439 | 6,275 | 6,500 | 6,256 | 6,256 |
Provision for Credit Losses on Loans | 151 | 70 | 242 | 98 |  |
Loans Charged-off | (96) |  | (96) | (13) |  |
Recoveries of Loans | 2 | 3 | 7 | 7 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment | 84 |  | 84 |  | 71 |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 5,412 |  | 5,412 |  | 6,429 |
Loans and Leases Receivable, Allowance, Total | 5,496 | 6,348 | 5,496 | 6,348 | 6,500 | 5,343
Loans, Individually Evaluated for Impairment | 15,831 |  | 15,831 |  | 19,675 |
Loans, Collectively Evaluated for Impairment | 443,232 |  | 443,232 |  | 415,669 |
Totals | 459,063 |  | 459,063 |  | 435,344 |
Commercial | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (1,157) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (1,157) |
Paycheck Protection Program (PPP), CARES Act |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  | 2 | 1 | 13 | 13 |
Provision for Credit Losses on Loans |  | (1) |  | (12) |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment |  |  |  |  | 1 |
Loans and Leases Receivable, Allowance, Total |  | 1 |  | 1 | 1 |
Loans, Collectively Evaluated for Impairment | 791 |  | 791 |  | 1,049 |
Totals | 791 |  | 791 |  | 1,049 |
Paycheck Protection Program (PPP), CARES Act | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (1) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (1) |
Construction and Land Development |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 3,476 | 4,134 | 3,911 | 3,139 | 3,139 |
Provision for Credit Losses on Loans | (704) | (363) | (69) | 632 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 2,772 |  | 2,772 |  | 3,911 |
Loans and Leases Receivable, Allowance, Total | 2,772 | 3,771 | 2,772 | 3,771 | 3,911 | 2,841
Loans, Individually Evaluated for Impairment | 86 |  | 86 |  | 106 |
Loans, Collectively Evaluated for Impairment | 294,732 |  | 294,732 |  | 295,448 |
Totals | 294,818 |  | 294,818 |  | 295,554 |
Construction and Land Development | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (1,070) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (1,070) |
1-4 Family Construction |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 654 | 638 | 845 | 618 | 618 |
Provision for Credit Losses on Loans | (80) | 60 | (36) | 80 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 574 |  | 574 |  | 845 |
Loans and Leases Receivable, Allowance, Total | 574 | 698 | 574 | 698 | 845 | 610
Loans, Collectively Evaluated for Impairment | 64,463 |  | 64,463 |  | 70,242 |
Totals | 64,463 |  | 64,463 |  | 70,242 |
1-4 Family Construction | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (235) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (235) |
1-4 Family Mortgage |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 2,836 | 4,206 | 4,325 | 3,757 | 3,757 |
Provision for Credit Losses on Loans | 22 | (257) | 309 | 187 |  |
Recoveries of Loans | 2 | 281 | 4 | 286 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 2,860 |  | 2,860 |  | 4,325 |
Loans and Leases Receivable, Allowance, Total | 2,860 | 4,230 | 2,860 | 4,230 | 4,325 | 2,547
Loans, Individually Evaluated for Impairment | 663 |  | 663 |  | 392 |
Loans, Collectively Evaluated for Impairment | 404,053 |  | 404,053 |  | 355,082 |
Totals | 404,716 |  | 404,716 |  | 355,474 |
1-4 Family Mortgage | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (1,778) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (1,778) |
Multifamily |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 21,164 | 14,977 | 17,459 | 12,610 | 12,610 |
Provision for Credit Losses on Loans | 1,052 | 1,845 | 1,439 | 4,212 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 22,216 |  | 22,216 |  | 17,459 |
Loans and Leases Receivable, Allowance, Total | 22,216 | 16,822 | 22,216 | 16,822 | 17,459 | 20,777
Loans, Collectively Evaluated for Impairment | 1,378,669 |  | 1,378,669 |  | 1,306,738 |
Totals | 1,378,669 |  | 1,378,669 |  | 1,306,738 |
Multifamily | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | 3,318 |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | 3,318 |
CRE Owner Occupied |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 1,086 | 1,920 | 1,965 | 1,495 | 1,495 |
Provision for Credit Losses on Loans | 3 | 107 | 67 | 532 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 1,089 |  | 1,089 |  | 1,965 |
Loans and Leases Receivable, Allowance, Total | 1,089 | 2,027 | 1,089 | 2,027 | 1,965 | 1,022
Loans, Individually Evaluated for Impairment | 1,569 |  | 1,569 |  | 1,637 |
Loans, Collectively Evaluated for Impairment | 157,916 |  | 157,916 |  | 148,268 |
Totals | 159,485 |  | 159,485 |  | 149,905 |
CRE Owner Occupied | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (943) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (943) |
CRE Non-owner Occupied |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 15,976 | 12,235 | 12,576 | 11,335 | 11,335 |
Provision for Credit Losses on Loans | (464) | 47 | 67 | 947 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 15,512 |  | 15,512 |  | 12,576 |
Loans and Leases Receivable, Allowance, Total | 15,512 | 12,282 | 15,512 | 12,282 | 12,576 | 15,445
Loans, Individually Evaluated for Impairment | 17,472 |  | 17,472 |  | 6,239 |
Loans, Collectively Evaluated for Impairment | 933,791 |  | 933,791 |  | 940,769 |
Totals | 951,263 |  | 951,263 |  | 947,008 |
CRE Non-owner Occupied | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | 2,869 |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | 2,869 |
Consumer and other |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance | 70 | 154 | 151 | 147 | 147 |
Provision for Credit Losses on Loans | 20 | 13 | 31 | 25 |  |
Loans Charged-off | (26) | (5) | (33) | (21) |  |
Recoveries of Loans | 2 | 1 | 7 | 12 |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 66 |  | 66 |  | 151 |
Loans and Leases Receivable, Allowance, Total | 66 | 163 | 66 | 163 | 151 | $ 61
Loans, Collectively Evaluated for Impairment | 9,003 |  | 9,003 |  | 8,132 |
Totals | $ 9,003 |  | 9,003 |  | 8,132 |
Consumer and other | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | (90) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | (90) |
Unallocated |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  | 170 | 263 | 650 | 650 |
Provision for Credit Losses on Loans |  | (21) |  | (501) |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment |  |  |  |  | 263 |
Loans and Leases Receivable, Allowance, Total |  | $ 149 |  | $ 149 | 263 |
Unallocated | Cumulative Effect of Change |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |
Beginning Balance |  |  | $ (263) |  |  |
Allowance for loan losses and the recorded investment |  |  |  |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |  |  | $ (263) |

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