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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2023

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of September 30, 2023 and December 31, 2022:


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
September 30, 2023
Company (Consolidated):
Total Risk-based Capital		$	567,202		13.88	%	$	326,865		8.00	%	$	429,010		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			436,903		10.69			245,149		6.00			347,294		8.50			N/A		N/A
Common Equity Tier 1 Capital			370,389		9.07			183,861		4.50			286,007		7.00			N/A		N/A
Tier 1 Leverage Ratio			436,903		9.62			181,605		4.00			181,605		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	543,914		13.33	%	$	326,519		8.00	%	$	428,556		10.50	%	$	408,149		10.00	%
Tier 1 Risk-based Capital			492,861		12.08			244,889		6.00			346,926		8.50			326,519		8.00
Common Equity Tier 1 Capital			492,861		12.08			183,667		4.50			285,704		7.00			265,297		6.50
Tier 1 Leverage Ratio			492,861		10.88			181,256		4.00			181,256		4.00			226,570		5.00


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
December 31, 2022
Company (Consolidated):
Total Risk-based Capital		$	536,352		13.15	%	$	326,190		8.00	%	$	428,125		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			409,092		10.03			244,643		6.00			346,577		8.50			N/A		N/A
Common Equity Tier 1 Capital			342,578		8.40			183,482		4.50			285,417		7.00			N/A		N/A
Tier 1 Leverage Ratio			409,092		9.55			171,368		4.00			171,368		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	508,760		12.47	%	$	326,288		8.00	%	$	428,253		10.50	%	$	407,860		10.00	%
Tier 1 Risk-based Capital			460,404		11.29			244,716		6.00			346,681		8.50			326,288		8.00
Common Equity Tier 1 Capital			460,404		11.29			183,537		4.50			285,502		7.00			265,109		6.50
Tier 1 Leverage Ratio			460,404		10.76			171,113		4.00			171,113		4.00			213,891		5.00