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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
INTEREST INCOME        
Loans, Including Fees $ 48,999 $ 37,666 $ 141,675 $ 103,768
Investment Securities 6,507 4,372 18,962 10,567
Other 1,303 321 3,165 500
Total Interest Income 56,809 42,359 163,802 114,835
INTEREST EXPENSE        
Deposits 27,225 5,984 66,597 12,598
Notes Payable 296   844  
FHLB Advances 2,316 329 5,269 646
Subordinated Debentures 1,003 1,242 2,979 3,658
Federal Funds Purchased 548 709 8,253 1,128
Total Interest Expense 31,388 8,264 83,942 18,030
NET INTEREST INCOME 25,421 34,095 79,860 96,805
Provision for (Recovery of) Credit Losses (600) 1,500 75 6,200
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 26,021 32,595 79,785 90,605
NONINTEREST INCOME        
Customer Service Fees 379 313 1,096 892
Net Gain (Loss) on Sales of Available for Sale Securities     (6) 52
Other Income 1,347 1,074 3,994 3,650
Total Noninterest Income 1,726 1,387 5,084 4,594
NONINTEREST EXPENSE        
Salaries and Employee Benefits 9,519 9,449 26,923 27,120
Occupancy and Equipment 1,101 1,086 3,385 3,213
Other Expense 4,730 3,622 13,613 11,084
Total Noninterest Expense 15,350 14,157 43,921 41,417
INCOME BEFORE INCOME TAXES 12,397 19,825 40,948 53,782
Provision for Income Taxes 2,768 5,312 9,861 14,125
NET INCOME 9,629 14,513 31,087 39,657
Preferred Stock Dividends (1,013) (1,013) (3,040) (3,040)
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 8,616 $ 13,500 $ 28,047 $ 36,617
EARNINGS PER SHARE        
Basic (in dollars per share) $ 0.31 $ 0.49 $ 1.01 $ 1.32
Diluted (in dollars per share) $ 0.30 $ 0.47 $ 0.99 $ 1.27