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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME      
Loans, Including Fees $ 191,402 $ 146,256 $ 118,845
Investment Securities 26,245 16,410 9,576
Other 4,708 1,029 458
Total Interest Income 222,355 163,695 128,879
INTEREST EXPENSE      
Deposits 96,045 23,379 13,842
Federal Funds Purchased 8,521 4,507 6
Notes Payable 1,143 202 61
FHLB Advances 7,489 1,221 831
Subordinated Debentures 3,983 4,688 4,630
Total Interest Expense 117,181 33,997 19,370
NET INTEREST INCOME 105,174 129,698 109,509
Provision for (Recovery of) Credit Losses (175) 7,700 5,150
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 105,349 121,998 104,359
NONINTEREST INCOME      
Customer Service Fees 1,455 1,236 1,007
Net Gain (Loss) on Sales of Available for Sale Securities (33) 82 750
Letters of Credit Fees 1,746 1,592 1,676
Debit Card Interchange Fees 595 586 563
Swap Fees   557  
Bank-Owned Life Insurance 992 762 316
FHLB Prepayment Income 792    
Other Income 946 1,517 997
Total Noninterest Income 6,493 6,332 5,309
NONINTEREST EXPENSE      
Salaries and Employee Benefits 36,538 36,941 30,889
Occupancy and Equipment 4,447 4,390 3,916
FDIC Insurance Assessment 3,690 1,365 1,305
Data Processing 1,574 1,396 1,222
Professional and Consulting Fees 3,081 2,664 2,520
Derivative Collateral Fees 1,900 687 3
Information Technology and Telecommunications 2,889 2,495 2,163
Marketing and Advertising 1,129 2,032 1,487
Intangible Asset Amortization 100 191 191
Amortization of Tax Credit Investments   408 562
Debt Prepayment Fees     582
Other Expense 3,972 4,051 3,255
Total Noninterest Expense 59,320 56,620 48,095
INCOME BEFORE INCOME TAXES 52,522 71,710 61,573
Provision for Income Taxes 12,562 18,318 15,886
NET INCOME 39,960 53,392 45,687
Preferred Stock Dividends (4,054) (4,054) (1,171)
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 35,906 $ 49,338 $ 44,516
EARNINGS PER SHARE      
Basic (in dollars per share) $ 1.29 $ 1.78 $ 1.59
Diluted (in dollars per share) $ 1.27 $ 1.72 $ 1.54