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Loans and Allowance for Credit Losses - Allowance for loan losses by segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2024 | Mar. 31, 2023 | Dec. 31, 2023
Allowance for Loan Losses: |  |  |
Beginning Balance | $ 50,494 | $ 47,996 | $ 47,996
Provision for Credit Losses on Loans | 850 | 1,500 |
Loans Charged-off | (2) | (4) |
Recoveries of Loans | 5 | 6 |
Total Ending Allowance Balance | 51,347 | 50,148 | 50,494
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment | 231 |  | 103
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 51,116 |  | 50,391
Loans and Leases Receivable, Allowance, Total | 51,347 | 50,148 | 50,494
Loans, Individually Evaluated for Impairment | 33,829 |  | 35,858
Loans, Collectively Evaluated for Impairment | 3,750,376 |  | 3,688,424
Totals | 3,784,205 |  | 3,724,282
Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 650 | 650
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 48,646 | 48,646
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Commercial |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 5,398 | 6,501 | 6,501
Provision for Credit Losses on Loans | 206 | 220 |
Recoveries of Loans | 3 | 3 |
Total Ending Allowance Balance | 5,607 | 5,566 | 5,398
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment | 26 |  | 8
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 5,581 |  | 5,390
Loans and Leases Receivable, Allowance, Total | 5,607 | 5,566 | 5,398
Loans, Individually Evaluated for Impairment | 15,124 |  | 16,143
Loans, Collectively Evaluated for Impairment | 467,945 |  | 447,918
Totals | 483,069 |  | 464,061
Commercial | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | (1,158) | (1,158)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Commercial | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 5,343 | 5,343
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Construction and Land Development |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 2,156 | 3,911 | 3,911
Provision for Credit Losses on Loans | (328) | 328 |
Total Ending Allowance Balance | 1,828 | 3,169 | 2,156
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 1,828 |  | 2,156
Loans and Leases Receivable, Allowance, Total | 1,828 | 3,169 | 2,156
Loans, Individually Evaluated for Impairment | 74 |  | 80
Loans, Collectively Evaluated for Impairment | 200,896 |  | 232,724
Totals | 200,970 |  | 232,804
Construction and Land Development | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | (1,070) | (1,070)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Construction and Land Development | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 2,841 | 2,841
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
1-4 Family Construction |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 558 | 845 | 845
Provision for Credit Losses on Loans | 19 | 196 |
Total Ending Allowance Balance | 577 | 806 | 558
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 577 |  | 558
Loans and Leases Receivable, Allowance, Total | 577 | 806 | 558
Loans, Individually Evaluated for Impairment |  |  | 249
Loans, Collectively Evaluated for Impairment | 65,606 |  | 64,838
Totals | 65,606 |  | 65,087
1-4 Family Construction | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | (235) | (235)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
1-4 Family Construction | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 610 | 610
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
1-4 Family Mortgage |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 2,651 | 4,325 | 4,325
Provision for Credit Losses on Loans | 102 | 169 |
Recoveries of Loans | 1 | 1 |
Total Ending Allowance Balance | 2,754 | 2,717 | 2,651
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 2,754 |  | 2,651
Loans and Leases Receivable, Allowance, Total | 2,754 | 2,717 | 2,651
Loans, Individually Evaluated for Impairment | 655 |  | 689
Loans, Collectively Evaluated for Impairment | 417,118 |  | 401,707
Totals | 417,773 |  | 402,396
1-4 Family Mortgage | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | (1,778) | (1,778)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
1-4 Family Mortgage | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 2,547 | 2,547
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Multifamily |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 22,217 | 17,459 | 17,459
Provision for Credit Losses on Loans | 13 | 212 |
Total Ending Allowance Balance | 22,230 | 20,989 | 22,217
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 22,230 |  | 22,217
Loans and Leases Receivable, Allowance, Total | 22,230 | 20,989 | 22,217
Loans, Collectively Evaluated for Impairment | 1,389,345 |  | 1,388,541
Totals | 1,389,345 |  | 1,388,541
Multifamily | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 3,318 | 3,318
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Multifamily | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 20,777 | 20,777
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
CRE Owner Occupied |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 1,184 | 1,965 | 1,965
Provision for Credit Losses on Loans | 51 | 61 |
Total Ending Allowance Balance | 1,235 | 1,083 | 1,184
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 1,235 |  | 1,184
Loans and Leases Receivable, Allowance, Total | 1,235 | 1,083 | 1,184
Loans, Individually Evaluated for Impairment | 996 |  | 1,559
Loans, Collectively Evaluated for Impairment | 181,593 |  | 174,224
Totals | 182,589 |  | 175,783
CRE Owner Occupied | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | (943) | (943)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
CRE Owner Occupied | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 1,022 | 1,022
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
CRE Non-owner Occupied |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 16,225 | 12,576 | 12,576
Provision for Credit Losses on Loans | 780 | 299 |
Total Ending Allowance Balance | 17,005 | 15,744 | 16,225
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment | 205 |  | 95
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 16,800 |  | 16,130
Loans and Leases Receivable, Allowance, Total | 17,005 | 15,744 | 16,225
Loans, Individually Evaluated for Impairment | 16,980 |  | 17,138
Loans, Collectively Evaluated for Impairment | 1,018,722 |  | 970,168
Totals | 1,035,702 |  | 987,306
CRE Non-owner Occupied | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 2,869 | 2,869
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
CRE Non-owner Occupied | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 15,445 | 15,445
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Consumer and other |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance | 105 | 151 | 151
Provision for Credit Losses on Loans | 7 | 15 |
Loans Charged-off | (2) | (4) |
Recoveries of Loans | 1 | 2 |
Total Ending Allowance Balance | 111 | 74 | 105
Allowance for loan losses and the recorded investment |  |  |
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment | 111 |  | 105
Loans and Leases Receivable, Allowance, Total | 111 | 74 | 105
Loans, Collectively Evaluated for Impairment | 9,151 |  | 8,304
Totals | $ 9,151 |  | 8,304
Consumer and other | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | (90) | (90)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Consumer and other | Adjusted for Change in Accounting Principle |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 61 | 61
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Unallocated |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | 263 | 263
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |
Unallocated | Cumulative Effect of Change |  |  |
Allowance for Loan Losses: |  |  |
Beginning Balance |  | $ (263) | $ (263)
Allowance for loan losses and the recorded investment |  |  |
Loans and Leases Receivable, Allowance, Total |  |  |

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