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Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2024

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of March 31, 2024 and December 31, 2023:


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
March 31, 2024
Company (Consolidated):
Total Risk-based Capital		$	577,485		14.00	%	$	329,909		8.00	%	$	433,006		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			446,521		10.83			247,432		6.00			350,529		8.50			N/A		N/A
Common Equity Tier 1 Capital			380,007		9.21			185,574		4.50			288,671		7.00			N/A		N/A
Tier 1 Leverage Ratio			446,521		9.66			184,949		4.00			184,949		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	565,440		13.73	%	$	329,510		8.00	%	$	432,482		10.50	%	$	411,887		10.00	%
Tier 1 Risk-based Capital			513,920		12.48			247,132		6.00			350,104		8.50			329,510		8.00
Common Equity Tier 1 Capital			513,920		12.48			185,349		4.50			288,321		7.00			267,727		6.50
Tier 1 Leverage Ratio			513,920		11.12			184,797		4.00			184,797		4.00			230,996		5.00


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
December 31, 2023
Company (Consolidated):
Total Risk-based Capital		$	570,770		13.97	%	$	326,872		8.00	%	$	429,019		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			440,947		10.79			245,154		6.00			347,301		8.50			N/A		N/A
Common Equity Tier 1 Capital			374,433		9.16			183,865		4.50			286,013		7.00			N/A		N/A
Tier 1 Leverage Ratio			440,947		9.57			184,383		4.00			184,383		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	554,269		13.58	%	$	326,528		8.00	%	$	428,568		10.50	%	$	408,160		10.00	%
Tier 1 Risk-based Capital			503,787		12.34			244,896		6.00			346,936		8.50			326,528		8.00
Common Equity Tier 1 Capital			503,787		12.34			183,672		4.50			285,712		7.00			265,304		6.50
Tier 1 Leverage Ratio			503,787		10.95			184,037		4.00			184,037		4.00			230,047		5.00