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Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2024

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of June 30, 2024 and December 31, 2023:


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
June 30, 2024
Company (Consolidated):
Total Risk-based Capital		$	579,988		14.16	%	$	327,576		8.00	%	$	429,943		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			451,764		11.03			245,682		6.00			348,049		8.50			N/A		N/A
Common Equity Tier 1 Capital			385,250		9.41			184,261		4.50			286,629		7.00			N/A		N/A
Tier 1 Leverage Ratio			451,764		9.66			187,110		4.00			187,110		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	572,981		14.01	%	$	327,129		8.00	%	$	429,357		10.50	%	$	408,912		10.00	%
Tier 1 Risk-based Capital			524,306		12.82			245,347		6.00			347,575		8.50			327,129		8.00
Common Equity Tier 1 Capital			524,306		12.82			184,010		4.50			286,238		7.00			265,793		6.50
Tier 1 Leverage Ratio			524,306		11.22			186,895		4.00			186,895		4.00			233,619		5.00


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
December 31, 2023
Company (Consolidated):
Total Risk-based Capital		$	570,770		13.97	%	$	326,872		8.00	%	$	429,019		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			440,947		10.79			245,154		6.00			347,301		8.50			N/A		N/A
Common Equity Tier 1 Capital			374,433		9.16			183,865		4.50			286,013		7.00			N/A		N/A
Tier 1 Leverage Ratio			440,947		9.57			184,383		4.00			184,383		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	554,269		13.58	%	$	326,528		8.00	%	$	428,568		10.50	%	$	408,160		10.00	%
Tier 1 Risk-based Capital			503,787		12.34			244,896		6.00			346,936		8.50			326,528		8.00
Common Equity Tier 1 Capital			503,787		12.34			183,672		4.50			285,712		7.00			265,304		6.50
Tier 1 Leverage Ratio			503,787		10.95			184,037		4.00			184,037		4.00			230,047		5.00