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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2024

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of September 30, 2024 and December 31, 2023:


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
September 30, 2024
Company (Consolidated):
Total Risk-based Capital		$	589,088		14.62	%	$	322,278		8.00	%	$	422,990		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			460,827		11.44			241,709		6.00			342,420		8.50			N/A		N/A
Common Equity Tier 1 Capital			394,313		9.79			181,281		4.50			281,993		7.00			N/A		N/A
Tier 1 Leverage Ratio			460,827		9.75			189,109		4.00			189,109		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	573,720		14.27	%	$	321,749		8.00	%	$	422,296		10.50	%	$	402,187		10.00	%
Tier 1 Risk-based Capital			525,114		13.06			241,312		6.00			341,859		8.50			321,749		8.00
Common Equity Tier 1 Capital			525,114		13.06			180,984		4.50			281,531		7.00			261,421		6.50
Tier 1 Leverage Ratio			525,114		11.12			188,832		4.00			188,832		4.00			236,040		5.00


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
December 31, 2023
Company (Consolidated):
Total Risk-based Capital		$	570,770		13.97	%	$	326,872		8.00	%	$	429,019		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			440,947		10.79			245,154		6.00			347,301		8.50			N/A		N/A
Common Equity Tier 1 Capital			374,433		9.16			183,865		4.50			286,013		7.00			N/A		N/A
Tier 1 Leverage Ratio			440,947		9.57			184,383		4.00			184,383		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	554,269		13.58	%	$	326,528		8.00	%	$	428,568		10.50	%	$	408,160		10.00	%
Tier 1 Risk-based Capital			503,787		12.34			244,896		6.00			346,936		8.50			326,528		8.00
Common Equity Tier 1 Capital			503,787		12.34			183,672		4.50			285,712		7.00			265,304		6.50
Tier 1 Leverage Ratio			503,787		10.95			184,037		4.00			184,037		4.00			230,047		5.00