XML 58 R47.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Allowance for Credit Losses - Risk category of loans by loan segment (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2023
Loan Balances    
2024 and 2023, respectively $ 616,474 $ 722,488
2023 and 2022, respectively 483,486 1,180,208
2022 and 2021, respectively 1,078,292 897,987
2021 and 2020, respectively 698,589 368,983
2020 and 2019, respectively 321,812 162,578
Prior 202,576 130,218
Revolving 284,361 261,820
Totals 3,685,590 3,724,282
Write-offs    
2024 and 2023, respectively 946 114
2023 and 2022, respectively 2 96
2022 and 2021, respectively   12
Revolving 1 2
Total 949 224
Commercial    
Loan Balances    
2024 and 2023, respectively 89,609 95,002
2023 and 2022, respectively 66,309 132,891
2022 and 2021, respectively 92,139 37,090
2021 and 2020, respectively 27,568 19,297
2020 and 2019, respectively 14,641 18,594
Prior 20,026 4,557
Revolving 183,111 156,630
Totals 493,403 464,061
Write-offs    
2024 and 2023, respectively   72
2023 and 2022, respectively   96
2022 and 2021, respectively   12
Total   180
Commercial | Pass    
Loan Balances    
2024 and 2023, respectively 89,609 93,299
2023 and 2022, respectively 66,265 121,274
2022 and 2021, respectively 81,681 37,056
2021 and 2020, respectively 27,568 19,297
2020 and 2019, respectively 14,641 18,594
Prior 20,026 4,507
Revolving 178,919 149,836
Totals 478,709 443,863
Commercial | Watch    
Loan Balances    
2024 and 2023, respectively   1,700
2023 and 2022, respectively   318
2022 and 2021, respectively   34
Revolving 495 2,003
Totals 495 4,055
Commercial | Substandard    
Loan Balances    
2024 and 2023, respectively   3
2023 and 2022, respectively 44 11,299
2022 and 2021, respectively 10,458  
Prior   50
Revolving 3,697 4,791
Totals 14,199 16,143
Construction and Land Development    
Loan Balances    
2024 and 2023, respectively 44,342 87,402
2023 and 2022, respectively 59,852 99,213
2022 and 2021, respectively 5,704 34,122
2021 and 2020, respectively 610 46
2020 and 2019, respectively 28  
Revolving 8,060 12,021
Totals 118,596 232,804
Construction and Land Development | Pass    
Loan Balances    
2024 and 2023, respectively 44,342 87,402
2023 and 2022, respectively 59,852 99,133
2022 and 2021, respectively 5,640 34,122
2021 and 2020, respectively 610 46
2020 and 2019, respectively 28  
Revolving 8,060 12,021
Totals 118,532 232,724
Construction and Land Development | Substandard    
Loan Balances    
2023 and 2022, respectively   80
2022 and 2021, respectively 64  
Totals 64 80
1-4 Family Construction    
Loan Balances    
2024 and 2023, respectively 27,554 35,421
2023 and 2022, respectively 3,144 16,156
2022 and 2021, respectively 4,574 941
2021 and 2020, respectively 760 355
Revolving 9,790 12,214
Totals 45,822 65,087
1-4 Family Construction | Pass    
Loan Balances    
2024 and 2023, respectively 27,554 35,172
2023 and 2022, respectively 3,144 16,156
2022 and 2021, respectively 4,574 941
2021 and 2020, respectively 760 355
Revolving 9,790 12,214
Totals 45,822 64,838
1-4 Family Construction | Substandard    
Loan Balances    
2024 and 2023, respectively   249
Totals   249
Real Estate Mortgage    
Loan Balances    
2024 and 2023, respectively 454,734 501,755
2023 and 2022, respectively 351,464 931,692
2022 and 2021, respectively 975,711 825,825
2021 and 2020, respectively 669,650 347,825
2020 and 2019, respectively 305,864 143,978
Prior 182,550 125,661
Revolving 75,401 77,290
Totals 3,015,374 2,954,026
1-4 Family Mortgage    
Loan Balances    
2024 and 2023, respectively 69,363 74,602
2023 and 2022, respectively 54,217 106,085
2022 and 2021, respectively 98,356 83,525
2021 and 2020, respectively 74,583 52,813
2020 and 2019, respectively 49,581 18,789
Prior 12,433 4,062
Revolving 62,646 62,520
Totals 421,179 402,396
1-4 Family Mortgage | Pass    
Loan Balances    
2024 and 2023, respectively 69,363 74,602
2023 and 2022, respectively 54,020 106,085
2022 and 2021, respectively 98,356 83,525
2021 and 2020, respectively 74,281 52,813
2020 and 2019, respectively 49,254 18,789
Prior 11,785 3,403
Revolving 62,646 62,490
Totals 419,705 401,707
1-4 Family Mortgage | Watch    
Loan Balances    
2023 and 2022, respectively 197  
2021 and 2020, respectively 302  
2020 and 2019, respectively 327  
Totals 826  
1-4 Family Mortgage | Substandard    
Loan Balances    
Prior 648 659
Revolving   30
Totals 648 689
Multifamily    
Loan Balances    
2024 and 2023, respectively 169,306 194,994
2023 and 2022, respectively 118,311 456,179
2022 and 2021, respectively 498,422 444,162
2021 and 2020, respectively 365,638 196,784
2020 and 2019, respectively 162,839 41,998
Prior 59,454 45,847
Revolving 5,844 8,577
Totals 1,379,814 1,388,541
Multifamily | Pass    
Loan Balances    
2024 and 2023, respectively 169,306 192,078
2023 and 2022, respectively 105,433 456,179
2022 and 2021, respectively 498,422 444,162
2021 and 2020, respectively 365,638 196,784
2020 and 2019, respectively 162,839 41,998
Prior 59,454 45,847
Revolving 5,844 8,577
Totals 1,366,936 1,385,625
Multifamily | Watch    
Loan Balances    
2024 and 2023, respectively   2,916
2023 and 2022, respectively 12,878  
Totals 12,878 2,916
CRE Owner Occupied    
Loan Balances    
2024 and 2023, respectively 17,714 36,449
2023 and 2022, respectively 31,801 61,724
2022 and 2021, respectively 63,452 41,242
2021 and 2020, respectively 36,940 20,610
2020 and 2019, respectively 19,759 4,903
Prior 10,322 9,183
Revolving 2,251 1,672
Totals 182,239 175,783
CRE Owner Occupied | Pass    
Loan Balances    
2024 and 2023, respectively 17,714 36,255
2023 and 2022, respectively 30,824 61,724
2022 and 2021, respectively 63,452 40,748
2021 and 2020, respectively 35,215 20,610
2020 and 2019, respectively 19,759 4,903
Prior 10,322 8,312
Revolving 2,251 1,672
Totals 179,537 174,224
CRE Owner Occupied | Watch    
Loan Balances    
2021 and 2020, respectively 1,725  
Totals 1,725  
CRE Owner Occupied | Substandard    
Loan Balances    
2024 and 2023, respectively   194
2023 and 2022, respectively 977  
2022 and 2021, respectively   494
Prior   871
Totals 977 1,559
CRE Non-owner Occupied    
Loan Balances    
2024 and 2023, respectively 198,351 195,710
2023 and 2022, respectively 147,135 307,704
2022 and 2021, respectively 315,481 256,896
2021 and 2020, respectively 192,489 77,618
2020 and 2019, respectively 73,685 78,288
Prior 100,341 66,569
Revolving 4,660 4,521
Totals 1,032,142 987,306
Write-offs    
2024 and 2023, respectively 935  
Total 935  
CRE Non-owner Occupied | Pass    
Loan Balances    
2024 and 2023, respectively 178,443 164,226
2023 and 2022, respectively 137,938 305,749
2022 and 2021, respectively 315,481 253,683
2021 and 2020, respectively 189,778 77,618
2020 and 2019, respectively 73,685 78,288
Prior 100,341 66,569
Revolving 4,660 4,521
Totals 1,000,326 950,654
CRE Non-owner Occupied | Watch    
Loan Balances    
2024 and 2023, respectively 9,677 16,301
2023 and 2022, respectively 3,679  
2022 and 2021, respectively   3,213
2021 and 2020, respectively 2,711  
Totals 16,067 19,514
CRE Non-owner Occupied | Substandard    
Loan Balances    
2024 and 2023, respectively 10,231 15,183
2023 and 2022, respectively 5,518 1,955
Totals 15,749 17,138
Consumer and other    
Loan Balances    
2024 and 2023, respectively 235 2,908
2023 and 2022, respectively 2,717 256
2022 and 2021, respectively 164 9
2021 and 2020, respectively 1 1,460
2020 and 2019, respectively 1,279 6
Revolving 7,999 3,665
Totals 12,395 8,304
Write-offs    
2024 and 2023, respectively 11 42
2023 and 2022, respectively 2  
Revolving 1 2
Total 14 44
Consumer and other | Pass    
Loan Balances    
2024 and 2023, respectively 235 2,908
2023 and 2022, respectively 2,717 256
2022 and 2021, respectively 164 9
2021 and 2020, respectively 1 1,460
2020 and 2019, respectively 1,279 6
Revolving 7,999 3,665
Totals $ 12,395 $ 8,304