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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and Cash Equivalents $ 229,760 $ 128,562
Bank-Owned Certificates of Deposit 4,377  
Securities Available for Sale, at Fair Value 768,247 604,104
Loans, Net of Allowance for Credit Losses of $52,277 at December 31, 2024, and $50,494 at December 31, 2023 3,809,436 3,667,215
Federal Home Loan Bank (FHLB) Stock, at Cost 19,297 17,097
Premises and Equipment, Net 49,533 48,886
Accrued Interest 17,711 16,697
Goodwill 11,982 2,626
Other Intangible Assets, Net 7,850 188
Bank-Owned Life Insurance 44,646 34,477
Other Assets 103,403 92,138
Total Assets 5,066,242 4,611,990
Deposits:    
Noninterest Bearing 800,763 756,964
Interest Bearing 3,286,004 2,952,984
Total Deposits 4,086,767 3,709,948
Notes Payable 13,750 13,750
FHLB Advances 359,500 319,500
Subordinated Debentures, Net of Issuance Costs 79,670 79,288
Accrued Interest Payable 4,008 5,282
Other Liabilities 64,612 58,707
Total Liabilities 4,608,307 4,186,475
SHAREHOLDERS' EQUITY    
Preferred Stock- $0.01 par value; Authorized 10,000,000 Preferred Stock - Issued and Outstanding 27,600 Series A shares ($2,500 liquidation preference) at December 31, 2024 and December 31, 2023 66,514 66,514
Common Stock- $0.01 par value; Authorized 75,000,000 Common Stock - Issued and Outstanding 27,552,449 at December 31, 2024 and 27,748,965 at December 31, 2023 276 277
Additional Paid-In Capital 95,088 96,320
Retained Earnings 309,421 280,650
Accumulated Other Comprehensive Loss (13,364) (18,246)
Total Shareholders' Equity 457,935 425,515
Total Liabilities and Equity $ 5,066,242 $ 4,611,990