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Commitments, Contingencies and Credit Risk (Tables)
12 Months Ended
Dec. 31, 2024
Commitments, Contingencies and Credit Risk  
Schedule of commitments outstanding

The following commitments were outstanding at December 31, 2024 and 2023:

December 31, 

December 31, 

(dollars in thousands)

    

2024

    

2023

Unfunded Commitments Under Lines of Credit

$

679,064

$

546,632

Letters of Credit

 

124,397

 

103,289

Totals

$

803,461

$

649,921

Schedule of balance and activity in the allowance for credit losses for off-balance sheet credit exposures

The following table presents the balance and activity in the ACL for off-balance sheet credit exposures for the year ended December 31, 2024 and 2023:

(dollars in thousands)

December 31, 2024

December 31, 2023

Allowance for Credit Losses:

Beginning Balance

$

2,985

$

360

Impact of Adopting CECL

4,850

Provision for (Recovery of) Off-Balance Sheet Credit Exposures

625

(2,225)

Total Ending Balance

$

3,610

$

2,985