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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES      
Net Income $ 32,825 $ 39,960 $ 53,392
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:      
Net Amortization on Securities Available for Sale (1,358) 10 1,867
Net (Gain) Loss on Sales of Securities Available for Sale (385) 33 (82)
Provision for Credit Losses on Loans and Leases 2,900 2,050 7,700
Provision (Credit) for Off-Balance Sheet Exposures 625 (2,225)  
Depreciation of Premises and Equipment 2,368 2,509 2,565
Loss on Disposal of Premises and Equipment   20 18
Amortization of Other Intangible Assets 78 100 191
Amortization of Right-of use Asset 559 534 497
Cash Surrender Value of Bank-Owned Life Insurance (1,326) (992) (762)
Amortization of Subordinated Debt Issuance Costs 382 383 416
Net Gain on Sales of Foreclosed Assets (62)    
Stock-based Compensation 3,905 3,954 3,340
Deferred Income Taxes 24 676 (1,401)
Changes in Operating Assets and Liabilities:      
Accrued Interest Receivable and Other Assets 2,364 (20,902) (13,318)
Accrued Interest Payable and Other Liabilities 3,477 3,905 30,576
Net Cash Provided by Operating Activities 46,376 30,015 84,999
CASH FLOWS FROM INVESTING ACTIVITIES      
Decrease in Bank-Owned Certificates of Deposit   1,181 695
Proceeds from Sales of Securities Available for Sale 101,612 28,756 64,439
Proceeds from Maturities, Paydowns, Payups and Calls of Securities Available for Sale 65,600 32,747 38,226
Purchases of Securities Available for Sale (245,175) (113,648) (268,259)
Net Increase in Loans (26,247) (157,874) (749,940)
Net (Increase) Decrease in FHLB Stock (1,948) 2,509 (14,364)
Purchases of Premises and Equipment (4,080) (2,970) (1,633)
Proceeds from Sales of Foreclosed Assets 496 116  
Cash Received, Net of Cash Paid for Acquisition 17,284    
Purchase of Bank-Owned Life Insurance (2,778)   (7,407)
Net Cash Used in Investing Activities (95,236) (209,183) (938,243)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net Increase in Deposits 119,250 293,405 470,306
Net Increase (Decrease) in Federal Funds Purchased   (287,000) 287,000
Principal Proceeds on Notes Payable     13,750
Proceeds from FHLB Advances 997,000 679,500 158,000
Principal Payments on FHLB Advances (957,000) (457,000) (103,500)
Preferred Stock Dividends Paid (4,054) (4,054) (4,054)
Redemption of Subordinated Debt     (13,750)
Stock Options Exercised 763 963 577
Stock Repurchases (5,194) (4,541) (10,778)
Forfeiture of Restricted Stock Awards     (2)
Shares Repurchased for Tax Withholdings Upon Vesting of Restricted Stock-Based Awards (634) (457) (620)
Shares Repurchased for Tax Withholdings Upon Exercise of Stock Options (73) (129) (115)
Net Cash Provided by Financing Activities 150,058 220,687 796,814
NET CHANGE IN CASH AND CASH EQUIVALENTS 101,198 41,519 (56,430)
Cash and Cash Equivalents Beginning 128,562 87,043 143,473
Cash and Cash Equivalents Ending 229,760 128,562 87,043
SUPPLEMENTAL CASH FLOW DISCLOSURE      
Cash Paid for Interest 144,596 114,347 32,159
Cash Paid for Income Taxes 5,753 10,388 20,565
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES      
Net Investment Securities Purchased but Not Settled     $ 2,438
Loans Transferred to Foreclosed Assets 434 $ 116  
Acquisition:      
Fair Value of Assets Acquired 282,229    
Fair Value of Liabilities Assumed 258,489    
Net Assets Acquired $ 23,740