XML 95 R75.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans - Allowance for loan losses by segment (Details) - USD ($)
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance $ 50,494,000 $ 47,996,000 $ 40,020,000
Provision for (Recovery of) Credit Losses on Loans and Leases 2,900,000 2,050,000 7,700,000
Loans Charged-off (1,266,000) (224,000) (37,000)
Recoveries of Loans 35,000 22,000 313,000
Total Ending Allowance Balance 52,277,000 50,494,000 47,996,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment 144,000 103,000  
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 52,133,000 50,391,000  
Loans and Leases Receivable, Allowance, Total 52,277,000 50,494,000 47,996,000
Loans, Individually Evaluated for Impairment 24,699,000 35,858,000  
Loans, Collectively Evaluated for Impairment 3,843,815,000 3,688,424,000  
Totals 3,868,514,000 3,724,282,000  
Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 650,000    
Total Ending Allowance Balance   650,000  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   650,000  
Purchase Credit Deteriorated (PCD) Loans      
Allowance for Credit Losses for Loans and Leases:      
Provision for (Recovery of) Credit Losses on Loans and Leases 114,000    
Financial asset acquired with credit deterioration      
Allowance for Credit Losses for Loans and Leases:      
Provision for (Recovery of) Credit Losses on Loans and Leases 950,000    
Commercial      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 5,398,000 6,501,000 6,269,000
Provision for (Recovery of) Credit Losses on Loans and Leases 120,000 225,000 235,000
Loans Charged-off   (180,000) (13,000)
Recoveries of Loans 22,000 10,000 10,000
Total Ending Allowance Balance 5,630,000 5,398,000 6,501,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment 133,000 8,000  
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 5,497,000 5,390,000  
Loans and Leases Receivable, Allowance, Total 5,630,000 5,398,000 6,501,000
Loans, Individually Evaluated for Impairment 14,045,000 16,143,000  
Loans, Collectively Evaluated for Impairment 483,617,000 447,918,000  
Totals 497,662,000 464,061,000  
Commercial | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance (1,158,000)    
Total Ending Allowance Balance   (1,158,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   (1,158,000)  
Commercial | Purchase Credit Deteriorated (PCD) Loans      
Allowance for Credit Losses for Loans and Leases:      
Provision for (Recovery of) Credit Losses on Loans and Leases 90,000    
Leases      
Allowance for Credit Losses for Loans and Leases:      
Provision for (Recovery of) Credit Losses on Loans and Leases 359,000    
Loans Charged-off (11,000)    
Total Ending Allowance Balance 368,000    
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment 6,000    
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 362,000    
Loans and Leases Receivable, Allowance, Total 368,000    
Loans, Individually Evaluated for Impairment 34,000    
Loans, Collectively Evaluated for Impairment 44,257,000    
Totals 44,291,000    
Leases | Purchase Credit Deteriorated (PCD) Loans      
Allowance for Credit Losses for Loans and Leases:      
Provision for (Recovery of) Credit Losses on Loans and Leases 20,000    
Construction and Land Development      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 2,156,000 3,911,000 3,139,000
Provision for (Recovery of) Credit Losses on Loans and Leases (1,290,000) (685,000) 772,000
Total Ending Allowance Balance 866,000 2,156,000 3,911,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 866,000 2,156,000  
Loans and Leases Receivable, Allowance, Total 866,000 2,156,000 3,911,000
Loans, Individually Evaluated for Impairment 58,000 80,000  
Loans, Collectively Evaluated for Impairment 97,197,000 232,724,000  
Totals 97,255,000 232,804,000  
Construction and Land Development | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance (1,070,000)    
Total Ending Allowance Balance   (1,070,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   (1,070,000)  
1-4 Family Construction      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 558,000 845,000 618,000
Provision for (Recovery of) Credit Losses on Loans and Leases (227,000) (52,000) 227,000
Total Ending Allowance Balance 331,000 558,000 845,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 331,000 558,000  
Loans and Leases Receivable, Allowance, Total 331,000 558,000 845,000
Loans, Individually Evaluated for Impairment   249,000  
Loans, Collectively Evaluated for Impairment 41,961,000 64,838,000  
Totals 41,961,000 65,087,000  
1-4 Family Construction | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance (235,000)    
Total Ending Allowance Balance   (235,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   (235,000)  
1-4 Family Mortgage      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 2,651,000 4,325,000 3,757,000
Provision for (Recovery of) Credit Losses on Loans and Leases 141,000 99,000 280,000
Recoveries of Loans 3,000 5,000 288,000
Total Ending Allowance Balance 2,795,000 2,651,000 4,325,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 2,795,000 2,651,000  
Loans and Leases Receivable, Allowance, Total 2,795,000 2,651,000 4,325,000
Loans, Individually Evaluated for Impairment 708,000 689,000  
Loans, Collectively Evaluated for Impairment 473,675,000 401,707,000  
Totals 474,383,000 402,396,000  
1-4 Family Mortgage | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance (1,778,000)    
Total Ending Allowance Balance   (1,778,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   (1,778,000)  
Multifamily      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 22,217,000 17,459,000 12,610,000
Provision for (Recovery of) Credit Losses on Loans and Leases 903,000 1,440,000 4,849,000
Total Ending Allowance Balance 23,120,000 22,217,000 17,459,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 23,120,000 22,217,000  
Loans and Leases Receivable, Allowance, Total 23,120,000 22,217,000 17,459,000
Loans, Collectively Evaluated for Impairment 1,425,610,000 1,388,541,000  
Totals 1,425,610,000 1,388,541,000  
Multifamily | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 3,318,000    
Total Ending Allowance Balance   3,318,000  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   3,318,000  
CRE Owner Occupied      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 1,184,000 1,965,000 1,495,000
Provision for (Recovery of) Credit Losses on Loans and Leases 106,000 162,000 470,000
Total Ending Allowance Balance 1,290,000 1,184,000 1,965,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 1,290,000 1,184,000  
Loans and Leases Receivable, Allowance, Total 1,290,000 1,184,000 1,965,000
Loans, Individually Evaluated for Impairment 1,558,000 1,559,000  
Loans, Collectively Evaluated for Impairment 189,690,000 174,224,000  
Totals 191,248,000 175,783,000  
CRE Owner Occupied | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance (943,000)    
Total Ending Allowance Balance   (943,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   (943,000)  
CRE Non-owner Occupied      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 16,225,000 12,576,000 11,335,000
Provision for (Recovery of) Credit Losses on Loans and Leases 2,746,000 780,000 1,241,000
Loans Charged-off (1,236,000)    
Total Ending Allowance Balance 17,735,000 16,225,000 12,576,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment   95,000  
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 17,735,000 16,130,000  
Loans and Leases Receivable, Allowance, Total 17,735,000 16,225,000 12,576,000
Loans, Individually Evaluated for Impairment 8,278,000 17,138,000  
Loans, Collectively Evaluated for Impairment 1,074,830,000 970,168,000  
Totals 1,083,108,000 987,306,000  
CRE Non-owner Occupied | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 2,869,000    
Total Ending Allowance Balance   2,869,000  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   2,869,000  
Consumer and other      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 105,000 151,000 147,000
Provision for (Recovery of) Credit Losses on Loans and Leases 42,000 81,000 13,000
Loans Charged-off (19,000) (44,000) (24,000)
Recoveries of Loans 10,000 7,000 15,000
Total Ending Allowance Balance 142,000 105,000 151,000
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Impairment 5,000    
Allowance for Loan Losses and Loans, Collectively Evaluated for Impairment 137,000 105,000  
Loans and Leases Receivable, Allowance, Total 142,000 105,000 151,000
Loans, Individually Evaluated for Impairment 18,000    
Loans, Collectively Evaluated for Impairment 12,978,000 8,304,000  
Totals 12,996,000 8,304,000  
Consumer and other | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance (90,000)    
Total Ending Allowance Balance   (90,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   (90,000)  
Consumer and other | Purchase Credit Deteriorated (PCD) Loans      
Allowance for Credit Losses for Loans and Leases:      
Provision for (Recovery of) Credit Losses on Loans and Leases 4,000    
Unallocated      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance   263,000 650,000
Provision for (Recovery of) Credit Losses on Loans and Leases     (387,000)
Total Ending Allowance Balance     263,000
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total     $ 263,000
Unallocated | Cumulative Effect of Change      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance $ (263,000)    
Total Ending Allowance Balance   (263,000)  
Allowance for loan losses and the recorded investment      
Loans and Leases Receivable, Allowance, Total   $ (263,000)