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Consolidated Statements of Income - USD ($)
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME    
Loans, Including Fees $ 53,820,000 $ 49,581,000
Investment Securities 9,397,000 7,916,000
Other 2,491,000 1,172,000
Total Interest Income 65,708,000 58,669,000
INTEREST EXPENSE    
Deposits 32,103,000 30,190,000
Federal Funds Purchased   304,000
Notes Payable 258,000 295,000
FHLB Advances 2,156,000 2,258,000
Subordinated Debentures 983,000 991,000
Total Interest Expense 35,500,000 34,038,000
NET INTEREST INCOME 30,208,000 24,631,000
Provision for Credit Losses 1,500,000 750,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 28,708,000 23,881,000
NONINTEREST INCOME    
Customer Service Fees 495,000 342,000
Net Gain on Sales of Available for Sale Securities 1,000 93,000
Letters of Credit Fees 455,000 316,000
Debit Card Interchange Fees 137,000 141,000
Swap Fees 42,000  
Bank-Owned Life Insurance 379,000 301,000
Investment Advisory Fees 325,000  
Other Income 245,000 357,000
Total Noninterest Income 2,079,000 1,550,000
NONINTEREST EXPENSE    
Salaries and Employee Benefits 11,371,000 9,433,000
Occupancy and Equipment 1,234,000 1,057,000
FDIC Insurance Assessment 450,000 875,000
Data Processing 619,000 412,000
Professional and Consulting Fees 994,000 889,000
Derivative Collateral Fees 451,000 486,000
Information Technology and Telecommunications 971,000 796,000
Marketing and Advertising 327,000 322,000
Intangible Asset Amortization 230,000 9,000
Other Expense 1,489,000 910,000
Total Noninterest Expense 18,136,000 15,189,000
INCOME BEFORE INCOME TAXES 12,651,000 10,242,000
Provision for Income Taxes 3,018,000 2,411,000
NET INCOME 9,633,000 7,831,000
Preferred Stock Dividends (1,013,000) (1,013,000)
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 8,620,000 $ 6,818,000
EARNINGS PER SHARE    
Basic (in dollars per share) $ 0.31 $ 0.25
Diluted (in dollars per share) $ 0.31 $ 0.24