XML 59 R48.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses - Allowance for loan losses by segment (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance $ 52,277 $ 50,494 $ 50,494
Provision for (Recovery of) Credit Losses on Loans and Leases 1,500 850  
Loans and Leases Charged-off (12) (2)  
Recoveries of Loans 1 5  
Total Ending Allowance Balance 53,766 51,347 52,277
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 2,031   144
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 51,735   52,133
Loans and Leases Receivable, Allowance, Total 53,766 51,347 52,277
Loans, Individually Evaluated for Credit Loss 34,482   24,699
Loans, Collectively Evaluated for Credit Loss 3,985,594   3,843,815
Totals 4,020,076   3,868,514
Commercial      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 5,630 5,398 5,398
Provision for (Recovery of) Credit Losses on Loans and Leases 217 206  
Recoveries of Loans   3  
Total Ending Allowance Balance 5,847 5,607 5,630
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 288   133
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 5,559   5,497
Loans and Leases Receivable, Allowance, Total 5,847 5,607 5,630
Loans, Individually Evaluated for Credit Loss 14,138   14,045
Loans, Collectively Evaluated for Credit Loss 514,663   483,617
Totals 528,801   497,662
Leases      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 368    
Provision for (Recovery of) Credit Losses on Loans and Leases (3)    
Total Ending Allowance Balance 365   368
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 6   6
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 359   362
Loans and Leases Receivable, Allowance, Total 365   368
Loans, Individually Evaluated for Credit Loss 34   34
Loans, Collectively Evaluated for Credit Loss 43,924   44,257
Totals 43,958   44,291
Construction and Land Development      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 866 2,156 2,156
Provision for (Recovery of) Credit Losses on Loans and Leases 209 (328)  
Total Ending Allowance Balance 1,075 1,828 866
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,075   866
Loans and Leases Receivable, Allowance, Total 1,075 1,828 866
Loans, Individually Evaluated for Credit Loss 52   58
Loans, Collectively Evaluated for Credit Loss 128,021   97,197
Totals 128,073   97,255
1-4 Family Construction      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 331 558 558
Provision for (Recovery of) Credit Losses on Loans and Leases (39) 19  
Total Ending Allowance Balance 292 577 331
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 292   331
Loans and Leases Receivable, Allowance, Total 292 577 331
Loans, Collectively Evaluated for Credit Loss 39,438   41,961
Totals 39,438   41,961
Real Estate Mortgage      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 44,940 42,277 42,277
Provision for (Recovery of) Credit Losses on Loans and Leases 1,112 946  
Recoveries of Loans   1  
Total Ending Allowance Balance 46,052 43,224 44,940
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 1,737    
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 44,315   44,940
Loans and Leases Receivable, Allowance, Total 46,052 43,224 44,940
Loans, Individually Evaluated for Credit Loss 20,258   10,544
Loans, Collectively Evaluated for Credit Loss 3,245,187   3,163,805
Totals 3,265,445   3,174,349
1-4 Family Mortgage      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 2,795 2,651 2,651
Provision for (Recovery of) Credit Losses on Loans and Leases (210) 102  
Recoveries of Loans   1  
Total Ending Allowance Balance 2,585 2,754 2,795
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 2,585   2,795
Loans and Leases Receivable, Allowance, Total 2,585 2,754 2,795
Loans, Individually Evaluated for Credit Loss 1,039   708
Loans, Collectively Evaluated for Credit Loss 478,422   473,675
Totals 479,461   474,383
Multifamily      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 23,120 22,217 22,217
Provision for (Recovery of) Credit Losses on Loans and Leases 807 13  
Total Ending Allowance Balance 23,927 22,230 23,120
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 23,927   23,120
Loans and Leases Receivable, Allowance, Total 23,927 22,230 23,120
Loans, Individually Evaluated for Credit Loss 1,033    
Loans, Collectively Evaluated for Credit Loss 1,533,714   1,425,610
Totals 1,534,747   1,425,610
CRE Owner Occupied      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 1,290 1,184 1,184
Provision for (Recovery of) Credit Losses on Loans and Leases (64) 51  
Total Ending Allowance Balance 1,226 1,235 1,290
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 1,226   1,290
Loans and Leases Receivable, Allowance, Total 1,226 1,235 1,290
Loans, Individually Evaluated for Credit Loss 1,546   1,558
Loans, Collectively Evaluated for Credit Loss 194,534   189,690
Totals 196,080   191,248
CRE Non-owner Occupied      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 17,735 16,225 16,225
Provision for (Recovery of) Credit Losses on Loans and Leases 579 780  
Total Ending Allowance Balance 18,314 17,005 17,735
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss 1,737    
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 16,577   17,735
Loans and Leases Receivable, Allowance, Total 18,314 17,005 17,735
Loans, Individually Evaluated for Credit Loss 16,640   8,278
Loans, Collectively Evaluated for Credit Loss 1,038,517   1,074,830
Totals 1,055,157   1,083,108
Consumer and other      
Allowance for Credit Losses for Loans and Leases:      
Beginning Balance 142 105 105
Provision for (Recovery of) Credit Losses on Loans and Leases 4 7  
Loans and Leases Charged-off (12) (2)  
Recoveries of Loans 1 1  
Total Ending Allowance Balance 135 111 142
Allowance for loan losses and the recorded investment      
Allowance for Loan Losses and Loans, Individually Evaluated for Credit Loss     5
Allowance for Loan Losses and Loans, Collectively Evaluated for Credit Loss 135   137
Loans and Leases Receivable, Allowance, Total 135 $ 111 142
Loans, Individually Evaluated for Credit Loss     18
Loans, Collectively Evaluated for Credit Loss 14,361   12,978
Totals $ 14,361   $ 12,996