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Consolidated Statements of Cash Flows - USD ($)
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES      
Net Income $ 9,633,000 $ 7,831,000  
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:      
Net Amortization on Securities Available for Sale (783,000) (281,000)  
Net Gain on Sales of Securities Available for Sale (1,000) (93,000)  
Provision for Credit Losses on Loans and Leases 1,500,000 850,000  
Credit for Credit Losses on Off-Balance Sheet Exposures   (100,000)  
Depreciation of Premises and Equipment 627,000 593,000  
Amortization of Other Intangible Assets 230,000 9,000  
Amortization of Right-of use Asset 568,000 139,000  
Cash Surrender Value of Bank-Owned Life Insurance (379,000) (301,000)  
Amortization of Subordinated Debt Issuance Costs 96,000 95,000  
Stock-based Compensation 986,000 1,031,000  
Deferred Income Taxes (428,000) (214,000)  
Changes in Operating Assets and Liabilities:      
Accrued Interest Receivable and Other Assets 1,158,000 (5,883,000)  
Accrued Interest Payable and Other Liabilities (5,744,000) 3,509,000  
Net Cash Provided by Operating Activities 7,463,000 7,185,000  
CASH FLOWS FROM INVESTING ACTIVITIES      
Decrease in Bank-Owned Certificates of Deposit 238,000    
Proceeds from Sales of Securities Available for Sale 1,092,000 12,784,000  
Proceeds from Maturities, Paydowns, Payups and Calls of Securities Available for Sale 26,538,000 9,143,000  
Purchases of Securities Available for Sale (11,613,000) (45,559,000)  
Net Increase in Loans (151,156,000) (60,137,000)  
Net Decrease (Increase) in FHLB Stock 313,000 (98,000)  
Purchases of Premises and Equipment (536,000) (6,000)  
Net Cash Used in Investing Activities (135,124,000) (83,873,000)  
CASH FLOWS FROM FINANCING ACTIVITIES      
Net Increase in Deposits 75,690,000 97,277,000  
Proceeds from FHLB Advances 278,000,000 208,000,000  
Principal Payments on FHLB Advances (288,000,000) (210,500,000)  
Preferred Stock Dividends Paid (1,013,000) (1,013,000)  
Stock Options Exercised 177,000 66,000  
Stock Repurchases (621,000) (2,276,000)  
Shares Repurchased for Tax Withholdings Upon Vesting of Restricted Stock-Based Awards (127,000) (73,000)  
Net Cash Provided by Financing Activities 64,106,000 91,481,000  
NET CHANGE IN CASH AND CASH EQUIVALENTS (63,555,000) 14,793,000  
Cash and Cash Equivalents Beginning 229,760,000 128,562,000 $ 128,562,000
Cash and Cash Equivalents Ending 166,205,000 143,355,000 $ 229,760,000
SUPPLEMENTAL CASH FLOW DISCLOSURE      
Cash Paid for Interest $ 34,887,000 34,820,000  
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES      
Net Investment Securities Purchased but Not Settled   $ 3,446,000