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Commitments, Contingencies and Credit Risk (Tables)
9 Months Ended
Sep. 30, 2025
Commitments, Contingencies and Credit Risk  
Schedule of commitments outstanding

The following table presents information regarding commitments outstanding at September 30, 2025 and December 31, 2024:

September 30, 

December 31, 

(dollars in thousands)

    

2025

    

2024

Unfunded Commitments Under Lines of Credit

$

794,788

$

679,064

Letters of Credit

 

133,538

 

124,397

Totals

$

928,326

$

803,461

Schedule of balance and activity in the allowance for credit losses for off-balance sheet credit exposures

The following table presents the balance and activity in the ACL for off-balance sheet credit exposures for the three and nine months ended September 30, 2025 and 2024:

Three Months Ended

Nine Months Ended

September 30, 

September 30, 

(dollars in thousands)

2025

2024

2025

2024

Allowance for Credit Losses:

Beginning Balance

$

3,610

$

2,885

$

3,610

$

2,985

Provision for (Recovery of) Off-Balance Sheet Credit Exposures

200

200

(100)

Total Ending Balance

$

3,810

$

2,885

$

3,810

$

2,885