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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2025

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of September 30, 2025 and December 31, 2024:


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
September 30, 2025
Company (Consolidated):
Total Risk-based Capital		$	652,426		14.12	%	$	369,556		8.00	%	$	485,042		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			486,065		10.52			277,167		6.00			392,653		8.50			N/A		N/A
Common Equity Tier 1 Capital			419,551		9.08			207,875		4.50			323,361		7.00			N/A		N/A
Tier 1 Leverage Ratio			486,065		9.02			215,446		4.00			215,446		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	619,058		13.43	%	$	368,824		8.00	%	$	484,082		10.50	%	$	461,030		10.00	%
Tier 1 Risk-based Capital			561,397		12.18			276,618		6.00			391,876		8.50			368,824		8.00
Common Equity Tier 1 Capital			561,397		12.18			207,464		4.50			322,721		7.00			299,670		6.50
Tier 1 Leverage Ratio			561,397		10.43			215,230		4.00			215,230		4.00			269,037		5.00


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
December 31, 2024
Company (Consolidated):
Total Risk-based Capital		$	585,966		13.76	%	$	340,581		8.00	%	$	447,013		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			453,049		10.64			255,436		6.00			361,867		8.50			N/A		N/A
Common Equity Tier 1 Capital			386,535		9.08			191,577		4.50			298,008		7.00			N/A		N/A
Tier 1 Leverage Ratio			453,049		9.44			191,878		4.00			191,878		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	573,158		13.49	%	$	340,003		8.00	%	$	446,254		10.50	%	$	425,004		10.00	%
Tier 1 Risk-based Capital			520,000		12.24			255,002		6.00			361,253		8.50			340,003		8.00
Common Equity Tier 1 Capital			520,000		12.24			191,252		4.50			297,503		7.00			276,253		6.50
Tier 1 Leverage Ratio			520,000		10.86			191,593		4.00			191,593		4.00			239,491		5.00