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Consolidated Statements of Income - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST INCOME        
Loans, Including Fees $ 60,038,000 $ 51,895,000 $ 171,746,000 $ 152,861,000
Investment Securities 10,371,000 8,725,000 28,968,000 24,818,000
Other 3,224,000 2,407,000 7,825,000 4,895,000
Total Interest Income 73,633,000 63,027,000 208,539,000 182,574,000
INTEREST EXPENSE        
Deposits 34,615,000 34,187,000 99,215,000 95,995,000
Federal Funds Purchased   2,000 16,000 1,159,000
Notes Payable 106,000 296,000 624,000 887,000
FHLB Advances 2,933,000 1,942,000 7,941,000 6,325,000
Subordinated Debentures 1,888,000 1,001,000 3,992,000 2,982,000
Total Interest Expense 39,542,000 37,428,000 111,788,000 107,348,000
NET INTEREST INCOME 34,091,000 25,599,000 96,751,000 75,226,000
Provision for Credit Losses 1,100,000   4,600,000 1,350,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 32,991,000 25,599,000 92,151,000 73,876,000
NONINTEREST INCOME        
Customer Service Fees 501,000 373,000 1,492,000 1,081,000
Net Gain on Sales of Available for Sale Securities 59,000 (28,000) 534,000 385,000
Letters of Credit Fees 383,000 424,000 1,161,000 1,127,000
Debit Card Interchange Fees 173,000 152,000 462,000 448,000
Swap Fees   26,000 980,000 26,000
Bank-Owned Life Insurance 440,000 352,000 1,206,000 965,000
FHLB Prepayment Income     301,000  
Investment Advisory Fees 208,000   746,000  
Other Income 297,000 223,000 885,000 803,000
Total Noninterest Income 2,061,000 1,522,000 7,767,000 4,835,000
NONINTEREST EXPENSE        
Salaries and Employee Benefits 12,229,000 9,851,000 34,963,000 28,959,000
Occupancy and Equipment 1,266,000 1,069,000 3,774,000 3,218,000
FDIC Insurance Assessment 775,000 750,000 1,975,000 2,350,000
Data Processing 637,000 368,000 1,881,000 1,252,000
Professional and Consulting Fees 1,261,000 1,149,000 3,365,000 2,890,000
Derivative Collateral Fees 309,000 381,000 1,132,000 1,395,000
Information Technology and Telecommunications 973,000 840,000 2,915,000 2,448,000
Marketing and Advertising 658,000 367,000 1,420,000 1,006,000
Intangible Asset Amortization 230,000 9,000 690,000 26,000
Other Expense 1,618,000 976,000 4,918,000 2,944,000
Total Noninterest Expense 19,956,000 15,760,000 57,033,000 46,488,000
INCOME BEFORE INCOME TAXES 15,096,000 11,361,000 42,885,000 32,223,000
Provision for Income Taxes 3,495,000 2,686,000 10,131,000 7,602,000
NET INCOME 11,601,000 8,675,000 32,754,000 24,621,000
Preferred Stock Dividends (1,013,000) (1,013,000) (3,040,000) (3,040,000)
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 10,588,000 $ 7,662,000 $ 29,714,000 $ 21,581,000
EARNINGS PER SHARE        
Basic (in dollars per share) $ 0.38 $ 0.28 $ 1.08 $ 0.79
Diluted (in dollars per share) $ 0.38 $ 0.27 $ 1.06 $ 0.77