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Consolidated Statements of Cash Flows - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES          
Net Income     $ 32,754,000 $ 24,621,000  
Adjustments to Reconcile Net Income to Net Cash          
Net Amortization on Securities Available for Sale     (2,635,000) (1,064,000)  
Net Gain on Sales of Securities Available for Sale $ (59,000) $ 28,000 (534,000) (385,000)  
Provision for Credit Losses on Loans 900,000   4,400,000 1,450,000  
Credit for Credit Losses on Off-Balance Sheet Exposures     200,000 (100,000)  
Depreciation of Premises and Equipment     1,881,000 1,767,000  
Amortization of Other Intangible Assets 230,000 9,000 690,000 26,000  
Amortization of Right-of Use Asset     419,000 117,000  
Cash Surrender Value of Bank-Owned Life Insurance     (1,206,000) (965,000)  
Amortization of Subordinated Debt Issuance Costs     208,000 286,000  
Stock-based Compensation     3,118,000 2,994,000  
Deferred Income Taxes     (2,701,000) (1,100,000)  
Changes in Operating Assets and Liabilities:          
Accrued Interest Receivable and Other Assets     (1,232,000) (465,000)  
Accrued Interest Payable and Other Liabilities     (14,527,000) (15,383,000)  
Net Cash Provided by Operating Activities     20,835,000 11,799,000  
CASH FLOWS FROM INVESTING ACTIVITIES          
Decrease in Bank-Owned Certificates of Deposit     719,000    
Proceeds from Sales of Securities Available for Sale 5,112,000 50,779,000 64,707,000 101,612,000  
Proceeds from Maturities, Paydowns, Payups and Calls of Securities Available for Sale     108,590,000 45,219,000  
Purchases of Securities Available for Sale     (204,111,000) (189,344,000)  
Net Increase in Loans     (344,846,000) 36,464,000  
Net Decrease (Increase) in FHLB Stock     (2,076,000) (1,529,000)  
Purchases of Premises and Equipment     (3,303,000) (658,000)  
Purchase of Bank-Owned Life Insurance     (4,630,000)    
Redemption of Bank-owned Life Insurance     4,361,000    
Net Cash Used in Investing Activities     (380,589,000) (8,236,000)  
CASH FLOWS FROM FINANCING ACTIVITIES          
Net Increase in Deposits     205,997,000 37,494,000  
Principal Payments on Notes Payable     (13,750,000)    
Proceeds from FHLB Advances     936,500,000 699,000,000  
Principal Payments on FHLB Advances     (891,500,000) (669,000,000)  
Issuance of Subordinated Debt, net of Issuance Costs     78,690,000    
Redemption of Subordinated Debt. net of Issuance Costs     (49,980,000)    
Preferred Stock Dividends Paid     (3,040,000) (3,040,000)  
Stock Options Exercised     1,247,000 587,000  
Stock Repurchases     (2,191,000) (5,177,000)  
Shares Repurchased for Tax Withholdings Upon Vesting of Restricted Stock-Based Awards     (131,000) (94,000)  
Shares Repurchased for Tax Withholdings Upon Exercise of Stock Options     (30,000) (36,000)  
Net Cash Provided by Financing Activities     261,812,000 59,734,000  
NET CHANGE IN CASH AND CASH EQUIVALENTS     (97,942,000) 63,297,000  
Cash and Cash Equivalents Beginning     229,760,000 128,562,000 $ 128,562,000
Cash and Cash Equivalents Ending $ 131,818,000 $ 191,859,000 131,818,000 191,859,000 $ 229,760,000
SUPPLEMENTAL CASH FLOW DISCLOSURE          
Cash Paid for Interest     110,380,000 108,886,000  
Federal     6,000,000 2,850,000  
Total Cash Paid for Income Taxes     10,208,000 5,485,000  
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES          
Loans Transferred to Foreclosed Assets       434,000  
Minnesota          
SUPPLEMENTAL CASH FLOW DISCLOSURE          
Income tax paid, State and Local, after refund received     4,050,000 2,516,000  
Other States          
SUPPLEMENTAL CASH FLOW DISCLOSURE          
Income tax paid, State and Local, after refund received     $ 158,000 $ 119,000