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Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2026

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of March 31, 2026 and December 31, 2025:


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
March 31, 2026
Company (Consolidated):
Total Risk-based Capital		$	686,117		14.48	%	$	378,960		8.00	%	$	497,385		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			518,099		10.94			284,220		6.00			402,645		8.50			N/A		N/A
Common Equity Tier 1 Capital			451,585		9.53			213,165		4.50			331,590		7.00			N/A		N/A
Tier 1 Leverage Ratio			518,099		9.89			209,491		4.00			209,491		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	657,809		13.92	%	$	377,997		8.00	%	$	496,121		10.50	%	$	472,497		10.00	%
Tier 1 Risk-based Capital			598,721		12.67			283,498		6.00			401,622		8.50			377,997		8.00
Common Equity Tier 1 Capital			598,721		12.67			212,623		4.50			330,748		7.00			307,123		6.50
Tier 1 Leverage Ratio			598,721		11.45			209,149		4.00			209,149		4.00			261,436		5.00


							Minimum Required					For Capital Adequacy					To be Well Capitalized
							For Capital Adequacy					Purposes Plus Capital					Under Prompt Corrective
		Actual					Purposes					Conservation Buffer					Action Regulations
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio		Amount			Ratio
December 31, 2025
Company (Consolidated):
Total Risk-based Capital		$	667,814		14.12	%	$	378,356		8.00	%	$	496,593		10.50	%		N/A		N/A
Tier 1 Risk-based Capital			500,002		10.57			283,767		6.00			402,004		8.50			N/A		N/A
Common Equity Tier 1 Capital			433,488		9.17			212,825		4.50			331,062		7.00			N/A		N/A
Tier 1 Leverage Ratio			500,002		9.20			217,505		4.00			217,505		4.00			N/A		N/A
Bank:
Total Risk-based Capital		$	636,973		13.49	%	$	377,687		8.00	%	$	495,715		10.50	%	$	472,109		10.00	%
Tier 1 Risk-based Capital			577,942		12.24			283,266		6.00			401,293		8.50			377,687		8.00
Common Equity Tier 1 Capital			577,942		12.24			212,449		4.50			330,477		7.00			306,871		6.50
Tier 1 Leverage Ratio			577,942		10.65			217,116		4.00			217,116		4.00			271,395		5.00