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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Loans, Including Fees $ 61,726 $ 53,820
Investment Securities 6,923 9,397
Other 1,316 2,491
Total Interest Income 69,965 65,708
INTEREST EXPENSE    
Deposits 28,793 32,103
Federal Funds Purchased 238  
Notes Payable   258
FHLB Advances 2,438 2,156
Subordinated Debentures 1,849 983
Total Interest Expense 33,318 35,500
NET INTEREST INCOME 36,647 30,208
Provision for Credit Losses 1,200 1,500
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 35,447 28,708
NONINTEREST INCOME    
Customer Service Fees 527 495
Net Gain on Sales of Available for Sale Securities 7,251 1
Letter of Credit Fees 185 455
Debit Card Interchange Fees 201 137
Swap Fees 240 42
Bank-Owned Life Insurance 447 379
Investment Advisory Fees 213 325
Other Income 500 245
Total Noninterest Income 9,564 2,079
NONINTEREST EXPENSE    
Salaries and Employee Benefits 13,492 11,371
Occupancy and Equipment 1,375 1,234
FDIC Insurance Assessment 780 450
Data Processing 611 619
Professional and Consulting Fees 1,196 994
Derivative Collateral Fees 168 451
Information Technology and Telecommunications 1,067 971
Marketing and Advertising 776 327
Intangible Asset Amortization 226 230
FHLB Prepayment Penalty 982  
Other Expense 1,497 1,489
Total Noninterest Expense 22,170 18,136
INCOME BEFORE INCOME TAXES 22,841 12,651
Provision for Income Taxes 5,435 3,018
NET INCOME 17,406 9,633
Preferred Stock Dividends (1,013) (1,013)
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 16,393 $ 8,620
EARNINGS PER SHARE    
Basic (in dollars per share) $ 0.59 $ 0.31
Diluted (in dollars per share) $ 0.58 $ 0.31