NOTE 6: DEPOSITS

The following table summarizes the outstanding balance of deposits and average rates paid thereon as of:

	September 30, 2014					December 31, 2013
(dollars in thousands)	Amount		Weighted Average Rate			Amount		Weighted Average Rate

Demand deposits:
Noninterest-bearing	$	259,013		-		$	217,782		-
Interest-bearing		255,621		0.512	%		217,129		0.504	%
Money market and savings		170,814		0.637	%		121,260		0.499	%
Certificates of deposits		265,716		0.593	%		245,866		0.606	%
Total	$	951,164		0.418	%	$	802,037		0.398	%

At September 30, 2014, of the $250.9 million of certificates of deposits of $100,000 or more, $222.7 million mature within one year and $28.2 million mature after one year. Of the $14.8 million of certificates of deposit of less than $100,000, $13.6 million mature within one year and $1.2 million mature after one year. At December 31, 2013, of the $229.9 million of certificates of deposits of $100,000 or more, $207.7 million mature within one year and $22.2 million mature after one year. Of the $15.9 million of certificates of deposit of less than $100,000, $13.6 million mature within one year and $2.3 million mature after one year.