Borrowings	9 Months Ended
Sep. 30, 2014
Debt Disclosure [Abstract]
Borrowings	NOTE 7: BORROWINGS At September 30, 2014, our borrowings consisted of $208.0 million of overnight FHLB advances and a $20.7 million note payable by FFI. At December 31, 2013, our borrowings consisted of $134.0 million of overnight FHLB advances and a $7.1 million note payable by FFI. The FHLB advances were paid in full in the early part of October 2014 and January 2014, respectively, and bore interest rates of 0.07% and 0.06%, respectively. Because the Bank utilizes overnight borrowings, the balance of outstanding borrowings fluctuates on a daily basis. In the second quarter of 2013, FFI entered into a loan agreement to borrow $7.5 million for a term of five years. This note bears interest at a rate of ninety day Libor plus 4.0% per annum. In the first quarter of 2014, FFI entered into an amendment to this loan agreement pursuant to which we obtained an additional $15.0 million of borrowings. As a result, as of September 30, 2014, the outstanding principal amount of the loan was $20.7 million. The amendment did not alter any of the terms of the Loan Agreement or the loan, other than the $15 million increase in the principal amount of the loan and a corresponding increase in the amount of the monthly installments of principal and interest payable on the loan. The amended loan agreement requires us to make monthly payments of principal of $0.2 million plus interest, with a final payment of the unpaid principal balance, in the amount of $12.1 million, plus accrued but unpaid interest, at the maturity date of the loan in May 2018. We have the right, in our discretion, to prepay the loan at any time in whole or, from time to time, in part, without any penalties or premium. We are required to meet certain financial covenants during the term of the loan, with which we were in compliance at September 30, 2014. As security for our repayment of the loan, we pledged all of the common stock of FFB to the lender.

NOTE 7: BORROWINGS

At September 30, 2014, our borrowings consisted of $208.0 million of overnight FHLB advances and a $20.7 million note payable by FFI. At December 31, 2013, our borrowings consisted of $134.0 million of overnight FHLB advances and a $7.1 million note payable by FFI. The FHLB advances were paid in full in the early part of October 2014 and January 2014, respectively, and bore interest rates of 0.07% and 0.06%, respectively. Because the Bank utilizes overnight borrowings, the balance of outstanding borrowings fluctuates on a daily basis.

In the second quarter of 2013, FFI entered into a loan agreement to borrow $7.5 million for a term of five years. This note bears interest at a rate of ninety day Libor plus 4.0% per annum. In the first quarter of 2014, FFI entered into an amendment to this loan agreement pursuant to which we obtained an additional $15.0 million of borrowings. As a result, as of September 30, 2014, the outstanding principal amount of the loan was $20.7 million. The amendment did not alter any of the terms of the Loan Agreement or the loan, other than the $15 million increase in the principal amount of the loan and a corresponding increase in the amount of the monthly installments of principal and interest payable on the loan. The amended loan agreement requires us to make monthly payments of principal of $0.2 million plus interest, with a final payment of the unpaid principal balance, in the amount of $12.1 million, plus accrued but unpaid interest, at the maturity date of the loan in May 2018. We have the right, in our discretion, to prepay the loan at any time in whole or, from time to time, in part, without any penalties or premium. We are required to meet certain financial covenants during the term of the loan, with which we were in compliance at September 30, 2014. As security for our repayment of the loan, we pledged all of the common stock of FFB to the lender.