v3.25.3
FAIR VALUE MEASUREMENTS (Tables)
9 Months Ended
Sep. 30, 2025
FAIR VALUE MEASUREMENTS  
Recorded Amounts of Assets and Liabilities Measured at Fair Value on Recurring Basis

The following tables show the recorded amounts of assets and liabilities measured at fair value on a recurring basis as of:

Fair Value Measurement Level

(dollars in thousands)

Total

Level 1

Level 2

Level 3

September 30, 2025:

    

  

    

  

    

  

    

  

Investment securities available-for-sale:

 

  

 

  

 

  

 

  

Collateralized mortgage obligations

$

509,655

$

$

509,655

$

Agency mortgage-backed securities

 

871,951

 

 

871,951

 

Municipal bonds

 

45,902

 

 

45,902

 

SBA securities

7,300

7,300

Beneficial interests in FHLMC securitization

605

605

Corporate bonds

 

118,727

 

 

118,727

 

U.S. Treasury

999

999

Total investment securities available for sale at fair value on a recurring basis

$

1,555,139

$

999

$

1,553,535

$

605

Derivative liabilities:

Interest rate swap and cash flow hedge

$

9,081

$

$

9,081

$

December 31, 2024:

Investment securities available-for-sale:

 

  

 

  

 

  

 

  

Collateralized mortgage obligations

$

9,842

$

$

9,842

$

Agency mortgage-backed securities

1,121,626

1,121,626

Municipal bonds

 

45,535

 

 

45,535

 

SBA securities

 

9,145

 

 

9,145

 

Beneficial interests in FHLMC securitization

 

1,242

 

 

 

1,242

Corporate bonds

125,817

14,100

111,717

U.S. Treasury

 

678

 

678

 

 

Total investment securities available for sale at fair value on a recurring basis

$

1,313,885

$

14,778

$

1,297,865

$

1,242

Derivatives assets:

 

  

 

  

 

  

 

  

Cash flow hedge

$

5,086

$

$

5,086

$

Carrying Amounts and Estimated Fair Value of Financial Instruments

The following table sets forth the estimated fair values and related carrying amounts of our financial instruments as of:

Carrying

Fair Value Measurement Level

(dollars in thousands)

Value

1

2

3

Total

September 30, 2025:

    

  

    

  

    

  

    

  

    

  

Assets:

 

  

 

  

 

  

 

  

 

  

Cash and cash equivalents

$

1,726,969

$

1,726,969

$

$

$

1,726,969

Securities AFS, net

 

1,555,139

 

999

 

1,553,535

 

605

 

1,555,139

Securities HTM

647,619

597,294

597,294

Loans held for sale

 

467,277

 

 

467,277

 

467,277

Loans held for investment, net

 

7,200,502

 

 

47,183

 

6,796,843

 

6,844,026

Investment in equity securities

 

11,799

 

 

 

11,799

 

11,799

Accrued interest receivable

45,103

45,103

45,103

Liabilities:

 

  

 

  

 

  

 

  

 

  

Deposits

$

9,293,071

$

7,005,410

$

2,298,777

$

$

9,304,187

Borrowings

 

1,422,063

 

 

1,446,392

 

 

1,446,392

Subordinated debt

173,506

157,372

157,372

Accrued interest payable

27,146

27,146

27,146

Derivative liabilities

9,081

9,081

9,081

December 31, 2024:

Assets:

 

  

 

  

 

  

 

  

 

  

Cash and cash equivalents

$

1,016,132

$

1,016,132

$

$

$

1,016,132

Securities AFS, net

 

1,313,885

 

14,778

 

1,297,865

 

1,242

 

1,313,885

Securities HTM

712,105

636,840

636,840

Loans held for sale

 

1,285,819

 

 

 

1,285,819

 

1,285,819

Loans held for investment, net

 

7,909,091

 

 

16,663

 

7,595,925

 

7,612,588

Investment in equity securities

 

11,798

 

 

 

11,798

 

11,798

Accrued interest receivable

54,804

54,804

54,804

Derivative assets

5,086

5,086

5,086

Liabilities:

 

  

 

  

 

  

 

  

 

Deposits

$

9,870,279

$

7,476,826

$

2,389,896

$

$

9,866,722

Borrowings

 

1,425,369

 

 

1,430,337

 

 

1,430,337

Subordinated debt

173,459

142,631

142,631

Accrued interest payable

 

27,701

 

27,701

 

 

 

27,701