DEPOSITS (Tables)

9 Months Ended

Sep. 30, 2025

DEPOSITS

Summary of Outstanding Balance of Deposits and Average Rates


		September 30, 2025					December 31, 2024
					Weighted					Weighted
(dollars in thousands)		Amount			Average Rate		Amount			Average Rate
Demand deposits:
Noninterest-bearing		$	1,456,375		—		$	1,956,628		—
Interest-bearing			1,713,408		2.88	%		1,995,397		3.29	%
Money market and savings			3,835,628		3.50	%		3,524,801		3.60	%
Certificates of deposit			2,287,660		4.39	%		2,393,453		4.72	%
Total		$	9,293,071		3.05	%	$	9,870,279		3.09	%

Summary of Large Denomination Certificates of Deposit Maturity Distribution


		September 30, 2025			December 31, 2024
Large Denomination Certificates of Deposit Maturity Distribution		(dollars in thousands)

3 months or less		$	69,219		$	76,691
Over 3 months through 6 months			66,755			44,619
Over 6 months through 12 months			55,083			92,960
Over 12 months			5,281			13,417
Total		$	196,338		$	227,687