ALLOWANCE FOR CREDIT LOSSES - Risk Category of Loans Based on Year of Origination (Details) - USD ($)
$ in Thousands |
9 Months Ended |
12 Months Ended |
Sep. 30, 2025 |
Dec. 31, 2024 |
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
$ 132,367
|
$ 180,701
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
157,733
|
205,264
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
136,090
|
3,196,367
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
3,021,897
|
1,432,053
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
1,328,061
|
732,044
|
| Prior |
1,427,985
|
989,767
|
| Revolving Loans |
1,098,282
|
1,205,197
|
| Total |
7,302,415
|
7,941,393
|
| Financing Receivable Recorded Investment |
|
|
| Gross charge-offs Originated In Current Fiscal Year |
|
572
|
| Gross charge-offs Originated In Fiscal Year Before Latest Fiscal Year |
32
|
622
|
| Gross charge-offs Originated Two Years Before Latest Fiscal Year |
469
|
1,310
|
| Gross charge-offs Originated Three Years Before Latest Fiscal Year |
627
|
795
|
| Gross charge-offs Originated Four Years Before Latest Fiscal Year |
319
|
3,437
|
| Gross charge-offs Prior |
30
|
6,151
|
| Gross charge-offs Revolving Loans |
88
|
5,527
|
| Gross charge-offs Total loans |
1,565
|
18,414
|
| Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
130,831
|
177,418
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
154,819
|
188,933
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
103,549
|
3,172,041
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
2,882,175
|
1,359,155
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
1,231,085
|
686,415
|
| Prior |
1,211,473
|
856,104
|
| Revolving Loans |
1,079,954
|
1,192,957
|
| Total |
6,793,886
|
7,633,023
|
| Special Mention |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
|
690
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
595
|
3,400
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
4,482
|
11,067
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
110,073
|
72,476
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
59,276
|
26,538
|
| Prior |
79,116
|
14,023
|
| Revolving Loans |
8,486
|
8,112
|
| Total |
262,028
|
136,306
|
| Substandard |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
438
|
2,593
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
2,319
|
12,931
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
11,733
|
13,259
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
29,649
|
422
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
37,700
|
19,091
|
| Prior |
137,396
|
119,640
|
| Revolving Loans |
3,337
|
4,128
|
| Total |
222,572
|
172,064
|
| Doubtful |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
1,098
|
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
16,326
|
|
| Revolving Loans |
6,505
|
|
| Total |
23,929
|
|
| Multifamily |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
88,776
|
101,311
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
87,369
|
539
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
532
|
1,715,205
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
1,698,906
|
796,954
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
786,789
|
406,693
|
| Prior |
615,439
|
326,743
|
| Total |
3,277,811
|
3,347,445
|
| Financing Receivable Recorded Investment |
|
|
| Gross charge-offs Prior |
|
657
|
| Gross charge-offs Total loans |
|
657
|
| Multifamily | Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
88,776
|
101,311
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
87,369
|
539
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
532
|
1,701,974
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
1,582,936
|
749,864
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
745,546
|
369,887
|
| Prior |
451,787
|
241,935
|
| Total |
2,956,946
|
3,165,510
|
| Multifamily | Special Mention |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
93,105
|
47,090
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
26,680
|
18,572
|
| Prior |
61,758
|
8,623
|
| Total |
181,543
|
74,285
|
| Multifamily | Substandard |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
|
13,231
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
22,865
|
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
14,563
|
18,234
|
| Prior |
101,894
|
76,185
|
| Total |
139,322
|
107,650
|
| Single family |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
16,980
|
5,410
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
5,393
|
9,441
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
9,378
|
247,252
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
237,980
|
255,096
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
242,505
|
90,422
|
| Prior |
279,086
|
224,220
|
| Revolving Loans |
35,256
|
45,115
|
| Total |
826,578
|
876,956
|
| Single family | Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
16,980
|
5,410
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
5,393
|
9,441
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
9,378
|
247,252
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
236,425
|
255,096
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
242,505
|
90,422
|
| Prior |
260,777
|
203,116
|
| Revolving Loans |
34,627
|
44,580
|
| Total |
806,085
|
855,317
|
| Single family | Special Mention |
|
|
| Financing Receivable Recorded Investment |
|
|
| Revolving Loans |
525
|
510
|
| Total |
525
|
510
|
| Single family | Substandard |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
1,555
|
|
| Prior |
18,309
|
21,104
|
| Revolving Loans |
104
|
25
|
| Total |
19,968
|
21,129
|
| Commercial real estate |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
|
3,784
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
2,767
|
15,298
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
2,367
|
219,464
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
215,527
|
116,881
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
94,094
|
145,225
|
| Prior |
430,915
|
403,029
|
| Total |
745,670
|
903,681
|
| Financing Receivable Recorded Investment |
|
|
| Gross charge-offs Prior |
|
964
|
| Gross charge-offs Total loans |
|
964
|
| Commercial real estate | Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
|
3,784
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
2,767
|
2,398
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
2,367
|
217,827
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
202,686
|
115,582
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
91,098
|
136,414
|
| Prior |
399,399
|
378,101
|
| Total |
698,317
|
854,106
|
| Commercial real estate | Special Mention |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
|
1,637
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
7,632
|
1,299
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
|
7,966
|
| Prior |
16,593
|
4,795
|
| Total |
24,225
|
15,697
|
| Commercial real estate | Substandard |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
|
12,900
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
5,209
|
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
2,996
|
845
|
| Prior |
14,923
|
20,133
|
| Total |
23,128
|
33,878
|
| Land and construction |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
|
125
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
121
|
24,970
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
|
32,877
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
28,235
|
4,444
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
4,338
|
1,035
|
| Prior |
5,005
|
5,683
|
| Total |
37,699
|
69,134
|
| Land and construction | Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
|
125
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
121
|
24,970
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
|
32,877
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
28,235
|
4,444
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
4,338
|
1,035
|
| Prior |
4,863
|
5,683
|
| Total |
37,557
|
69,134
|
| Land and construction | Special Mention |
|
|
| Financing Receivable Recorded Investment |
|
|
| Prior |
142
|
|
| Total |
142
|
|
| Commercial |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
26,601
|
69,982
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
62,083
|
155,011
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
123,105
|
981,569
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
841,249
|
258,571
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
200,237
|
88,669
|
| Prior |
97,498
|
30,043
|
| Revolving Loans |
1,062,323
|
1,159,169
|
| Total |
2,413,096
|
2,743,014
|
| Financing Receivable Recorded Investment |
|
|
| Gross charge-offs Originated In Current Fiscal Year |
|
572
|
| Gross charge-offs Originated In Fiscal Year Before Latest Fiscal Year |
32
|
622
|
| Gross charge-offs Originated Two Years Before Latest Fiscal Year |
469
|
1,310
|
| Gross charge-offs Originated Three Years Before Latest Fiscal Year |
627
|
795
|
| Gross charge-offs Originated Four Years Before Latest Fiscal Year |
319
|
3,437
|
| Gross charge-offs Prior |
30
|
4,530
|
| Gross charge-offs Revolving Loans |
88
|
5,504
|
| Gross charge-offs Total loans |
1,565
|
16,770
|
| Commercial | Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
25,065
|
66,699
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
59,169
|
151,580
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
90,564
|
972,111
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
831,893
|
234,062
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
147,500
|
88,657
|
| Prior |
94,605
|
27,220
|
| Revolving Loans |
1,044,624
|
1,147,464
|
| Total |
2,293,420
|
2,687,793
|
| Commercial | Special Mention |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
|
690
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
595
|
3,400
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
4,482
|
9,430
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
9,336
|
24,087
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
32,596
|
|
| Prior |
623
|
605
|
| Revolving Loans |
7,961
|
7,602
|
| Total |
55,593
|
45,814
|
| Commercial | Substandard |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
438
|
2,593
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
2,319
|
31
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
11,733
|
28
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
20
|
422
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
20,141
|
12
|
| Prior |
2,270
|
2,218
|
| Revolving Loans |
3,233
|
4,103
|
| Total |
40,154
|
9,407
|
| Commercial | Doubtful |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
1,098
|
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
16,326
|
|
| Revolving Loans |
6,505
|
|
| Total |
23,929
|
|
| Consumer loans |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
10
|
89
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
|
5
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
708
|
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
|
107
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
98
|
|
| Prior |
42
|
49
|
| Revolving Loans |
703
|
913
|
| Total |
1,561
|
1,163
|
| Financing Receivable Recorded Investment |
|
|
| Gross charge-offs Revolving Loans |
|
23
|
| Gross charge-offs Total loans |
|
23
|
| Consumer loans | Pass |
|
|
| Financing Receivable Recorded Investment |
|
|
| Financing Receivable Originated In Current Fiscal Year |
10
|
89
|
| Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year |
|
5
|
| Financing Receivable Originated Two Years Before Latest Fiscal Year |
708
|
|
| Financing Receivable Originated Three Years Before Latest Fiscal Year |
|
107
|
| Financing Receivable Originated Four Years Before Latest Fiscal Year |
98
|
|
| Prior |
42
|
49
|
| Revolving Loans |
703
|
913
|
| Total |
$ 1,561
|
$ 1,163
|