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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 10,869 $ 11,017 $ 10,290
Adjustments to reconcile net income to net cash provided by operating activities:      
Gain on sales of loans originated for sale (661) (491) (213)
Gain on sales of foreclosed assets held for resale, including writedowns (105) (67) (36)
Gain on sale of premises and equipment (449) 0 0
Earnings on investment in bank-owned life insurance (1,100) (1,100) (1,099)
Gain on sales or calls of securities (26) (261) (62)
Restricted stock compensation expense 59 0 0
Depreciation and amortization 1,800 1,755 2,063
Provision for loan losses 0 0 150
Net amortization of investment securities premiums 554 668 812
(Increase) decrease in accrued interest receivable (142) (66) 77
Increase in accrued interest payable 22 42 92
Mortgage loans originated for sale (41,195) (32,865) (15,824)
Proceeds from sales of loans originated for sale 41,921 33,144 14,910
Deferred tax expense 171 392 875
(Increase) decrease in other assets (210) 2,904 1,733
Increase (decrease) in other liabilities 613 (693) (2,953)
Net Cash Provided by Operating Activities 12,121 14,379 10,815
CASH FLOWS FROM INVESTING ACTIVITIES      
Proceeds from maturities of investment securities held to maturity 15,769 9,456 20,555
Proceeds from maturities of investment securities available for sale 30,426 23,426 28,883
Proceeds from sales of investment securities available for sale 230 3,170 5,075
Purchase of investment securities available for sale (50,443) (36,434) (22,252)
Purchase of investment securities held to maturity 0 (8,044) 0
Redemption (purchase) of restricted investment in bank stocks 65 (198) 2,645
Net increase in loans (56,122) (55,332) (72,828)
Proceeds from sale of low-income housing partnerships 0 0 229
Purchase of bank-owned life insurance 0 (600) (4,606)
Purchase of book of business 0 (173) 0
Capital expenditures (2,344) (1,738) (3,148)
Proceeds from sale of premises and equipment 1,929 0 0
Proceeds from sale of foreclosed real estate 1,048 2,323 1,316
Net Cash Used in Investing Activities (59,442) (64,144) (44,131)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase in demand deposits 14,369 21,237 16,976
Net increase in time certificates of deposits and interest bearing deposits 40,272 46,867 27,257
Net decrease in short-term borrowings (612) (10,497) (3,353)
Proceeds from long-term borrowings 16,000 18,000 27,500
Repayments on long-term borrowings (18,250) (22,437) (29,266)
Dividends paid (4,840) (4,820) (4,622)
Common stock issued 556 499 381
Net Cash Provided by Financing Activities 47,495 48,849 34,873
Net Increase (Decrease) in Cash and Cash Equivalents 174 (916) 1,557
CASH AND CASH EQUIVALENTS — BEGINNING 18,757 19,673 18,116
CASH AND CASH EQUIVALENTS — ENDING 18,931 18,757 19,673
Interest paid 3,912 3,816 3,554
Income taxes paid 4,350 1,975 2,260
Loans transferred to foreclosed assets held for resale and other foreclosed transactions $ 619 $ 1,219 $ 1,135