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Loans (Tables)

3 Months Ended

Mar. 31, 2017

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Schedule of classes of loan portfolio summarized by the aggregate risk rating

The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard, and doubtful within the Corporation’s internal risk rating system as of March 31, 2017, and December 31, 2016:

In thousands		Pass				Special Mention				Substandard				Doubtful				Total
MARCH 31, 2017
Commercial and industrial		$	155,235			$	3,912			$	3,850			$	—			$	162,997
Commercial real estate		305,151				20,731				9,758				—				335,640
Commercial real estate construction		16,902				1,199				210				—				18,311
Residential mortgage		345,167				3,684				865				—				349,716
Home equity lines of credit		70,645				571				120				—				71,336
Consumer		14,476				—				—				—				14,476
		$	907,576			$	30,097			$	14,803			$	—			$	952,476
DECEMBER 31, 2016
Commercial and industrial		$	134,088			$	2,355			$	3,901			$	—			$	140,344
Commercial real estate		291,762				17,376				9,842				—				318,980
Commercial real estate construction		13,606				1,202				463				—				15,271
Residential mortgage		344,048				3,617				874				—				348,539
Home equity lines of credit		69,190				756				126				—				70,072
Consumer		14,704				—				—				—				14,704
		$	867,398			$	25,306			$	15,206			$	—			$	907,910

Summary of information relative to impaired loans by loan portfolio class

The following table summarizes information relative to impaired loans by loan portfolio class as of March 31, 2017, and December 31, 2016:

		Impaired Loans with  Allowance												Impaired Loans with No Allowance
In thousands		Recorded Investment				Unpaid Principal Balance				Related Allowance				Recorded Investment				Unpaid Principal Balance
MARCH 31, 2017
Commercial and industrial		$	945			$	945			$	595			$	1,123			$	1,123
Commercial real estate		—				—				—				8,617				8,617
Residential mortgage		376				376				333				370				370
		$	1,321			$	1,321			$	928			$	10,110			$	10,110
DECEMBER 31, 2016
Commercial and industrial		$	948			$	948			$	599			$	1,178			$	1,178
Commercial real estate		—				—				—				8,764				8,965
Commercial real estate construction		—				—				—				300				300
Residential mortgage		376				376				333				379				379
		$	1,324			$	1,324			$	932			$	10,621			$	10,822

Summary of information in regards to the average of impaired loans and related income by loan portfolio class

The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the three months ended March 31, 2017 and 2016:

		Impaired Loans with Allowance								Impaired Loans with No Allowance
In thousands		Average Recorded Investment				Interest Income				Average Recorded Investment				Interest Income
MARCH 31, 2017
Commercial and industrial		$	945			$	—			$	1,134			$	—
Commercial real estate		—				—				8,683				90
Commercial real estate construction		—				—				150				25
Residential mortgage		376				—				374				14
		$	1,321			$	—			$	10,341			$	129
MARCH 31, 2016
Commercial and industrial		$	—			$	—			$	1,439			$	—
Commercial real estate		—				—				8,404				118
Commercial real estate construction		—				—				374				—
Residential mortgage		—				—				455				5
		$	—			$	—			$	10,672			$	123

Schedule of nonaccrual loans by loan portfolio class

The following table presents nonaccrual loans by loan portfolio class as of March 31, 2017, and December 31, 2016: 

In thousands		March 31, 2017				December 31, 2016
Commercial and industrial		$	2,068			$	2,126
Commercial real estate		1,489				1,593
Commercial real estate construction		—				300
Residential mortgage		477				483
		$	4,034			$	4,502

Summary of information relative to trouble debt restructurings by loan portfolio class

The following table summarizes information relative to troubled debt restructurings by loan portfolio class as of March 31, 2017, and December 31, 2016:

In thousands		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Recorded Investment at Period End
MARCH 31, 2017
Nonaccruing troubled debt restructurings:
Commercial real estate		$	648			$	648			$	362
Total nonaccruing troubled debt restructurings		648				648				362
Accruing troubled debt restructurings:
Commercial real estate		7,944				8,002				7,128
Residential mortgage		336				336				269
Total accruing troubled debt restructurings		8,280				8,338				7,397
Total Troubled Debt Restructurings		$	8,928			$	8,986			$	7,759
DECEMBER 31, 2016
Nonaccruing troubled debt restructurings:
Commercial real estate		$	648			$	648			$	377
Total nonaccruing troubled debt restructurings		648				648				377
Accruing troubled debt restructurings:
Commercial real estate		7,944				8,002				7,171
Residential mortgage		336				336				272
Total accruing troubled debt restructurings		8,280				8,338				7,443
Total Troubled Debt Restructurings		$	8,928			$	8,986			$	7,820

Schedule of classes of loan portfolio summarized by the past due status

The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2017, and December 31, 2016:

In thousands		30-59 Days Past Due				60-89 Days Past Due				>90 Days Past Due				Total Past Due				Current				Total Loans Receivable				Loans Receivable >90 Days and Accruing
MARCH 31, 2017
Commercial and industrial		$	659			$	—			$	1,477			$	2,136			$	160,861			$	162,997			$	4
Commercial real estate		147				536				513				1,196				334,444				335,640				—
Commercial real estate construction		135				—				—				135				18,176				18,311				—
Residential mortgage		2,754				255				1,201				4,210				345,506				349,716				724
Home equity lines of credit		203				40				141				384				70,952				71,336				141
Consumer		10				—				—				10				14,466				14,476				—
		$	3,908			$	831			$	3,332			$	8,071			$	944,405			$	952,476			$	869
DECEMBER 31, 2016
Commercial and industrial		$	26			$	1			$	1,178			$	1,205			$	139,139			$	140,344			$	—
Commercial real estate		325				674				—				999				317,981				318,980				—
Commercial real estate construction		—				—				300				300				14,971				15,271				—
Residential mortgage		2,866				657				1,413				4,936				343,603				348,539				937
Home equity lines of credit		310				56				408				774				69,298				70,072				408
Consumer		31				47				—				78				14,626				14,704				—
		$	3,558			$	1,435			$	3,299			$	8,292			$	899,618			$	907,910			$	1,345

Summary of allowance for loan losses and recorded investment in loans receivable

The following tables summarize the allowance for loan losses and recorded investment in loans receivable:

In thousands		Commercial and Industrial				Commercial Real Estate				Commercial Real Estate Construction				Residential Mortgage				Home Equity Lines of Credit				Consumer				Unallocated				Total
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2017
Allowance for Loan Losses
Beginning balance - January 1, 2017		$	3,055			$	4,968			$	147			$	3,478			$	648			$	923			$	975			$	14,194
Charge-offs		(40		)		—				—				(17		)		—				(72		)		—				(129		)
Recoveries		6				61				—				10				—				3				—				80
Provisions		231				(68		)		2				(167		)		(43		)		(15		)		60				—
Ending balance - March 31, 2017		$	3,252			$	4,961			$	149			$	3,304			$	605			$	839			$	1,035			$	14,145
Ending balance: individually evaluated for impairment		$	595			$	—			$	—			$	333			$	—			$	—			$	—			$	928
Ending balance: collectively evaluated for impairment		$	2,657			$	4,961			$	149			$	2,971			$	605			$	839			$	1,035			$	13,217
Loans Receivable
Ending balance		$	162,997			$	335,640			$	18,311			$	349,716			$	71,336			$	14,476			$	—			$	952,476
Ending balance: individually evaluated for impairment		$	2,068			$	8,617			$	—			$	746			$	—			$	—			$	—			$	11,431
Ending balance: collectively evaluated for impairment		$	160,929			$	327,023			$	18,311			$	348,970			$	71,336			$	14,476			$	—			$	941,045
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2016
Allowance for Loan Losses
Beginning Balance - January 1, 2016		$	2,508			$	5,216			$	112			$	3,349			$	619			$	1,083			$	1,860			$	14,747
Charge-offs		(64		)		—				(135		)		(39		)		(9		)		(13		)		—				(260		)
Recoveries		5				—				41				3				—				4				—				53
Provisions		244				349				96				(22		)		7				(24		)		(650		)		—
Ending balance - March 31, 2016		$	2,693			$	5,565			$	114			$	3,291			$	617			$	1,050			$	1,210			$	14,540
Ending balance: individually evaluated for impairment		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Ending balance: collectively evaluated for impairment		$	2,693			$	5,565			$	114			$	3,291			$	617			$	1,050			$	1,210			$	14,540
Loans Receivable
Ending balance		$	127,576			$	297,055			$	15,696			$	352,044			$	60,272			$	14,347			$	—			$	866,990
Ending balance: individually evaluated for impairment		$	1,407			$	8,622			$	374			$	450			$	—			$	—			$	—			$	10,853
Ending balance: collectively evaluated for impairment		$	126,169			$	288,433			$	15,322			$	351,594			$	60,272			$	14,347			$	—			$	856,137

In thousands		Commercial and Industrial				Commercial Real Estate				Commercial Real Estate Construction				Residential Mortgage				Home Equity Lines of Credit				Consumer				Unallocated				Total
AS OF DECEMBER 31, 2016
Allowance for Loan Losses
Ending balance		$	3,055			$	4,968			$	147			$	3,478			$	648			$	923			$	975			$	14,194
Ending balance: individually evaluated for impairment		$	599			$	—			$	—			$	333			$	—			$	—			$	—			$	932
Ending balance: collectively evaluated for impairment		$	2,456			$	4,968			$	147			$	3,145			$	648			$	923			$	975			$	13,262
Loans Receivable
Ending balance		$	140,344			$	318,980			$	15,271			$	348,539			$	70,072			$	14,704			$	—			$	907,910
Ending balance: individually evaluated for impairment		$	2,126			$	8,764			$	300			$	755			$	—			$	—			$	—			$	11,945
Ending balance: collectively evaluated for impairment		$	138,218			$	310,216			$	14,971			$	347,784			$	70,072			$	14,704			$	—			$	895,965

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Tabular disclosure of average impaired financing receivables.

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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-Publisher FASB
-Name Accounting Standards Codification
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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

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Tabular disclosure of financing receivables and troubled debt restructurings.

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