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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
INTEREST INCOME    
Loans, including fees $ 9,530 $ 8,921
Securities:    
Taxable 800 808
Tax-exempt 150 179
Dividends 49 51
Other 4 5
Total Interest Income 10,533 9,964
INTEREST EXPENSE    
Deposits 635 558
Short-term borrowings 45 16
Long-term borrowings 387 383
Total Interest Expense 1,067 957
Net Interest Income 9,466 9,007
PROVISION FOR LOAN LOSSES 0 0
Net Interest Income after Provision for Loan Losses 9,466 9,007
OTHER INCOME    
Service charges on deposit accounts 570 528
Income from fiduciary activities 442 394
Earnings on investment in bank-owned life insurance 255 268
Service charges on ATM and debit card transactions 358 355
Commissions from insurance sales 1,154 1,103
Other 303 224
Total Other Income 3,082 2,872
OTHER EXPENSES    
Salaries and employee benefits 5,748 5,425
Net occupancy 537 570
Equipment 783 711
Other tax 211 197
Professional services 239 255
Supplies and postage 169 191
Marketing and corporate relations 64 117
FDIC and regulatory 139 177
Proposed merger expenses 162 0
Intangible assets amortization 80 88
Foreclosed real estate expenses 30 1
Other operating 838 777
Total Other Expenses 9,000 8,509
Income before Income Taxes 3,548 3,370
PROVISION FOR INCOME TAXES 911 823
Net Income $ 2,637 $ 2,547
PER SHARE DATA    
Basic earnings (in dollars per share) $ 0.43 $ 0.42
Cash dividends declared (in dollars per share) $ 0.2 $ 0.2