Loans (Tables)

6 Months Ended

Jun. 30, 2017

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Schedule of classes of loan portfolio summarized by the aggregate risk rating

The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard, and doubtful within the Corporation’s internal risk rating system as of June 30, 2017, and December 31, 2016:



In thousands	Pass		Special Mention		Substandard		Doubtful		Total
JUNE 30, 2017
Commercial and industrial	$	154,822	$	3,679	$	2,724	$	—	$	161,225
Commercial real estate	309,410		20,013		9,603		—		339,026
Commercial real estate construction	23,048		1,029		250		—		24,327
Residential mortgage	349,809		4,377		548		—		354,734
Home equity lines of credit	75,554		367		119		—		76,040
Consumer	14,323		—		—		—		14,323
	$	926,966	$	29,465	$	13,244	$	—	$	969,675

DECEMBER 31, 2016
Commercial and industrial	$	134,088	$	2,355	$	3,901	$	—	$	140,344
Commercial real estate	291,762		17,376		9,842		—		318,980
Commercial real estate construction	13,606		1,202		463		—		15,271
Residential mortgage	344,048		3,617		874		—		348,539
Home equity lines of credit	69,190		756		126		—		70,072
Consumer	14,704		—		—		—		14,704
	$	867,398	$	25,306	$	15,206	$	—	$	907,910

Summary of information relative to impaired loans by loan portfolio class

The following table summarizes information relative to impaired loans by loan portfolio class as of June 30, 2017, and December 31, 2016:



	Impaired Loans with Allowance						Impaired Loans with No Allowance
In thousands	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance
JUNE 30, 2017
Commercial and industrial	$	1,368	$	1,368	$	711	$	1,078	$	1,078
Commercial real estate	832		832		117		7,671		7,671
Residential mortgage	379		379		342		101		101
	$	2,579	$	2,579	$	1,170	$	8,850	$	8,850

DECEMBER 31, 2016
Commercial and industrial	$	948	$	948	$	599	$	1,178	$	1,178
Commercial real estate	—		—		—		8,764		8,965
Commercial real estate construction	—		—		—		300		300
Residential mortgage	376		376		333		379		379
	$	1,324	$	1,324	$	932	$	10,621	$	10,822

Summary of information in regards to the average of impaired loans and related income by loan portfolio class

The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the three months ended June 30, 2017 and 2016:



	Impaired Loans with Allowance				Impaired Loans with No Allowance
In thousands	Average Recorded Investment		Interest Income		Average Recorded Investment		Interest Income
JUNE 30, 2017
Commercial and industrial	$	1,156	$	—	$	1,101	$	—
Commercial real estate	416		—		8,144		123
Commercial real estate construction	—		—		—		—
Residential mortgage	377		—		235		1
	$	1,949	$	—	$	9,480	$	124

JUNE 30, 2016
Commercial and industrial	$	—	$	—	$	1,440	$	—
Commercial real estate	—		—		8,446		105
Commercial real estate construction	—		—		337		—
Residential mortgage	186		—		448		4
	$	186	$	—	$	10,671	$	109

The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the six months ended June 30, 2017 and 2016:



	Impaired Loans with Allowance				Impaired Loans with No Allowance
In thousands	Average Recorded Investment		Interest Income		Average Recorded Investment		Interest Income
JUNE 30, 2017
Commercial and industrial	$	1,085	$	—	$	1,115	$	—
Commercial real estate	—		—		8,346		213
Commercial real estate construction	277		—		100		25
Residential mortgage	377		—		283		15
	$	1,739	$	—	$	9,844	$	253

JUNE 30, 2016
Commercial and industrial	$	—	$	—	$	1,451	$	—
Commercial real estate	—		—		8,359		223
Commercial real estate construction	—		—		349		—
Residential mortgage	124		—		452		9
	$	124	$	—	$	10,611	$	232

Schedule of nonaccrual loans by loan portfolio class

The following table presents nonaccrual loans by loan portfolio class as of June 30, 2017, and December 31, 2016:



In thousands	June 30, 2017		December 31, 2016
Commercial and industrial	$	2,445	$	2,126
Commercial real estate	4,540		1,593
Commercial real estate construction	—		300
Residential mortgage	480		483
	$	7,465	$	4,502

Summary of information relative to trouble debt restructurings by loan portfolio class

The following table summarizes information relative to troubled debt restructurings by loan portfolio class as of June 30, 2017, and December 31, 2016:



In thousands	Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Recorded Investment at Period End
JUNE 30, 2017
Nonaccruing troubled debt restructurings:
Commercial real estate	$	4,015	$	4,073	$	3,480
Total nonaccruing troubled debt restructurings	4,015		4,073		3,480
Accruing troubled debt restructurings:
Commercial real estate	4,577		4,577		3,964
Total accruing troubled debt restructurings	4,577		4,577		3,964
Total Troubled Debt Restructurings	$	8,592	$	8,650	$	7,444

DECEMBER 31, 2016
Nonaccruing troubled debt restructurings:
Commercial real estate	$	648	$	648	$	377
Total nonaccruing troubled debt restructurings	648		648		377
Accruing troubled debt restructurings:
Commercial real estate	7,944		8,002		7,171
Residential mortgage	336		336		272
Total accruing troubled debt restructurings	8,280		8,338		7,443
Total Troubled Debt Restructurings	$	8,928	$	8,986	$	7,820

Schedule of classes of loan portfolio summarized by the past due status

The following table presents the classes of the loan portfolio summarized by the past due status as of June 30, 2017, and December 31, 2016:



In thousands	30-59 Days Past Due		60-89 Days Past Due		>90 Days Past Due		Total Past Due		Current		Total Loans Receivable		Loans Receivable >90 Days and Accruing
JUNE 30, 2017
Commercial and industrial	$	25	$	25	$	2,449	$	2,499	$	158,726	$	161,225	$	4
Commercial real estate	168		3,883		123		4,174		334,852		339,026		—
Commercial real estate construction	—		—		—		—		24,327		24,327		—
Residential mortgage	63		354		1,965		2,382		352,352		354,734		1,485
Home equity lines of credit	208		76		147		431		75,609		76,040		147
Consumer	45		14		—		59		14,264		14,323		—
	$	509	$	4,352	$	4,684	$	9,545	$	960,130	$	969,675	$	1,636

DECEMBER 31, 2016
Commercial and industrial	$	26	$	1	$	1,178	$	1,205	$	139,139	$	140,344	$	—
Commercial real estate	325		674		—		999		317,981		318,980		—
Commercial real estate construction	—		—		300		300		14,971		15,271		—
Residential mortgage	2,866		657		1,413		4,936		343,603		348,539		937
Home equity lines of credit	310		56		408		774		69,298		70,072		408
Consumer	31		47		—		78		14,626		14,704		—
	$	3,558	$	1,435	$	3,299	$	8,292	$	899,618	$	907,910	$	1,345

Summary of allowance for loan losses and recorded investment in loans receivable

The following tables summarize the allowance for loan losses and recorded investment in loans receivable:



In thousands	Commercial and Industrial			Commercial Real Estate			Commercial Real Estate Construction			Residential Mortgage			Home Equity Lines of Credit			Consumer			Unallocated			Total
AS OF AND FOR THE PERIOD ENDED JUNE 30, 2017
Allowance for Loan Losses
Beginning balance - April 1, 2017	$	3,252		$	4,961		$	149		$	3,304		$	605		$	839		$	1,035		$	14,145
Charge-offs	(29		)	—			—			—			—			(12		)	—			(41		)
Recoveries	3			—			—			32			—			9			—			44
Provisions	20			249			(14		)	32			2			(21		)	(268		)	—
Ending balance - June 30, 2017	$	3,246		$	5,210		$	135		$	3,368		$	607		$	815		$	767		$	14,148

Beginning balance - January 1, 2017	$	3,055		$	4,968		$	147		$	3,478		$	648		$	923		$	975		$	14,194
Charge-offs	(69		)	—			—			(17		)	—			(84		)	—			(170		)
Recoveries	9			61			—			42			—			12			—			124
Provisions	251			181			(12		)	(135		)	(41		)	(36		)	(208		)	—
Ending balance - June 30, 2017	$	3,246		$	5,210		$	135		$	3,368		$	607		$	815		$	767		$	14,148
Ending balance: individually evaluated for impairment	$	711		$	117		$	—		$	342		$	—		$	—		$	—		$	1,170
Ending balance: collectively evaluated for impairment	$	2,535		$	5,093		$	135		$	3,026		$	607		$	815		$	767		$	12,978

Loans Receivable
Ending balance	$	161,225		$	339,026		$	24,327		$	354,734		$	76,040		$	14,323		$	—		$	969,675
Ending balance: individually evaluated for impairment	$	2,446		$	8,503		$	—		$	480		$	—		$	—		$	—		$	11,429
Ending balance: collectively evaluated for impairment	$	158,779		$	330,523		$	24,327		$	354,254		$	76,040		$	14,323		$	—		$	958,246

AS OF AND FOR THE PERIOD ENDED JUNE 30, 2016
Allowance for Loan Losses
Beginning Balance - April 1, 2016	$	2,693		$	5,565		$	114		$	3,291		$	617		$	1,050		$	1,210		$	14,540
Charge-offs	(26		)	—			—			—			—			(9		)	—			(35		)
Recoveries	34			—			91			3			—			3			—			131
Provisions	(144		)	(132		)	(71		)	17			(10		)	(92		)	432			—
Ending balance - June 30, 2016	$	2,557		$	5,433		$	134		$	3,311		$	607		$	952		$	1,642		$	14,636

Beginning Balance - January 1, 2016	$	2,508		$	5,216		$	112		$	3,349		$	619		$	1,083		$	1,860		$	14,747
Charge-offs	(90		)	—			(135		)	(39		)	(9		)	(22		)	—			(295		)
Recoveries	39			—			132			6			—			7			—			184
Provisions	100			217			25			(5		)	(3		)	(116		)	(218		)	—
Ending balance - June 30, 2016	$	2,557		$	5,433		$	134		$	3,311		$	607		$	952		$	1,642		$	14,636
Ending balance: individually evaluated for impairment	$	—		$	—		$	—		$	164		$	—		$	—		$	—		$	164
Ending balance: collectively evaluated for impairment	$	2,557		$	5,433		$	134		$	3,147		$	607		$	952		$	1,642		$	14,472

Loans Receivable
Ending balance	$	121,967		$	305,136		$	11,104		$	349,947		$	64,177		$	14,501		$	—		$	866,832
Ending balance: individually evaluated for impairment	$	1,473		$	8,270		$	300		$	818		$	—		$	—		$	—		$	10,861
Ending balance: collectively evaluated for impairment	$	120,494		$	296,866		$	10,804		$	349,129		$	64,177		$	14,501		$	—		$	855,971



In thousands	Commercial and Industrial		Commercial Real Estate		Commercial Real Estate Construction		Residential Mortgage		Home Equity Lines of Credit		Consumer		Unallocated		Total
AS OF DECEMBER 31, 2016
Allowance for Loan Losses
Ending balance	$	3,055	$	4,968	$	147	$	3,478	$	648	$	923	$	975	$	14,194
Ending balance: individually evaluated for impairment	$	599	$	—	$	—	$	333	$	—	$	—	$	—	$	932
Ending balance: collectively evaluated for impairment	$	2,456	$	4,968	$	147	$	3,145	$	648	$	923	$	975	$	13,262

Loans Receivable
Ending balance	$	140,344	$	318,980	$	15,271	$	348,539	$	70,072	$	14,704	$	—	$	907,910
Ending balance: individually evaluated for impairment	$	2,126	$	8,764	$	300	$	755	$	—	$	—	$	—	$	11,945
Ending balance: collectively evaluated for impairment	$	138,218	$	310,216	$	14,971	$	347,784	$	70,072	$	14,704	$	—	$	895,965