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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
INTEREST INCOME        
Loans, including fees $ 9,964 $ 8,983 $ 19,494 $ 17,904
Securities:        
Taxable 784 782 1,584 1,590
Tax-exempt 117 161 267 340
Dividends 64 55 113 106
Other 33 29 37 34
Total Interest Income 10,962 10,010 21,495 19,974
INTEREST EXPENSE        
Deposits 687 570 1,322 1,128
Short-term borrowings 15 12 60 28
Long-term borrowings 429 398 816 781
Total Interest Expense 1,131 980 2,198 1,937
Net Interest Income 9,831 9,030 19,297 18,037
PROVISION FOR LOAN LOSSES 0 0 0 0
Net Interest Income after Provision for Loan Losses 9,831 9,030 19,297 18,037
OTHER INCOME        
Service charges on deposit accounts 617 575 1,187 1,103
Income from fiduciary activities 478 434 920 828
Earnings on investment in bank-owned life insurance 276 290 531 558
Gain on sale of premises and equipment 0 449 0 449
Service charges on ATM and debit card transactions 381 391 739 746
Commissions from insurance sales 1,564 1,328 2,718 2,431
Other 212 344 515 568
Total Other Income 3,528 3,811 6,610 6,683
OTHER EXPENSES        
Salaries and employee benefits 5,934 5,604 11,682 11,029
Net occupancy 496 502 1,033 1,072
Equipment 844 761 1,627 1,472
Other tax 168 193 379 390
Professional services 344 198 583 453
Supplies and postage 168 122 337 313
Marketing and corporate relations 138 151 202 268
FDIC and regulatory 140 174 279 351
Merger expenses 208 0 370 0
Intangible assets amortization 82 86 162 174
Foreclosed real estate (income) expenses (14) 39 16 40
Other operating 1,126 982 1,964 1,759
Total Other Expenses 9,634 8,812 18,634 17,321
Income before Income Taxes 3,725 4,029 7,273 7,399
PROVISION FOR INCOME TAXES 1,003 1,047 1,914 1,870
Net Income $ 2,722 $ 2,982 $ 5,359 $ 5,529
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.45 $ 0.49 $ 0.88 $ 0.91
Cash dividends declared (in dollars per share) $ 0.2 $ 0.2 $ 0.4 $ 0.4