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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)
12 Months Ended
Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating
The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Corporation’s internal risk rating system as of December 31, 2017 and 2016:
In thousands
Pass
 
Special
Mention
 
Substandard
 
Doubtful
 
Total
December 31, 2017
 
 
 
 
 
 
 
 
 
Originated Loans
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
154,177

 
$
3,466

 
$
1,812

 
$

 
$
159,455

Commercial real estate
325,002

 
17,666

 
9,277

 

 
351,945

Commercial real estate construction
27,413

 
767

 
250

 

 
28,430

Residential mortgage
363,195

 
3,251

 
478

 

 
366,924

Home equity lines of credit
81,976

 
360

 

 

 
82,336

Consumer
14,454

 

 

 

 
14,454

Total Originated Loans
966,217

 
25,510

 
11,817

 

 
1,003,544

Acquired Loans
 
 
 
 
 
 
 
 
 
Commercial and industrial
6,120

 
244

 
10

 

 
6,374

Commercial real estate
124,852

 
12,734

 
3,228

 

 
140,814

Commercial real estate construction
6,742

 
388

 

 

 
7,130

Residential mortgage
52,959

 
2,762

 
3,248

 

 
58,969

Home equity lines of credit
24,990

 
88

 
378

 

 
25,456

Consumer
1,525

 
358

 

 

 
1,883

Total Acquired Loans
217,188

 
16,574

 
6,864

 

 
240,626

Total Loans
 
 
 
 
 
 
 
 
 
Commercial and industrial
160,297

 
3,710

 
1,822

 

 
165,829

Commercial real estate
449,854

 
30,400

 
12,505

 

 
492,759

Commercial real estate construction
34,155

 
1,155

 
250

 

 
35,560

Residential mortgage
416,154

 
6,013

 
3,726

 

 
425,893

Home equity lines of credit
106,966

 
448

 
378

 

 
107,792

Consumer
15,979

 
358

 

 

 
16,337

Total Loans
$
1,183,405

 
$
42,084

 
$
18,681

 
$

 
$
1,244,170

 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
134,088

 
$
2,355

 
$
3,901

 
$

 
$
140,344

Commercial real estate
291,762

 
17,376

 
9,842

 

 
318,980

Commercial real estate construction
13,606

 
1,202

 
463

 

 
15,271

Residential mortgage
344,048

 
3,617

 
874

 

 
348,539

Home equity lines of credit
69,190

 
756

 
126

 

 
70,072

Consumer
14,704

 

 

 

 
14,704

Total
$
867,398

 
$
25,306

 
$
15,206

 
$

 
$
907,910

Schedule Of Changes In Accretable Yields Of Acquired Loans [Table Text Block]
The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table.
In thousands
 
Year Ended December 31, 2017
Balance at beginning of period
 
$

Acquisitions of impaired loans
 
1,458

Reclassification from non-accretable differences
 

Accretion to loan interest income
 
(224
)
Balance at end of period
 
$
1,234

Impaired Loans By Loan Portfolio Class
The following table summarizes information relative to impaired loans by loan portfolio class as of December 31, 2017 and 2016:
 
Impaired Loans with Allowance
 
Impaired Loans with
No Allowance
In thousands
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
December 31, 2017
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
1,311

 
$
1,311

 
$
792

 
$
188

 
$
188

Commercial real estate
832

 
832

 
60

 
7,528

 
7,528

Commercial real estate construction

 

 

 

 

Residential mortgage
377

 
377

 
377

 
101

 
101

Total
$
2,520

 
$
2,520

 
$
1,229

 
$
7,817

 
$
7,817

December 31, 2016
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
948

 
$
948

 
$
599

 
$
1,178

 
$
1,178

Commercial real estate

 

 

 
8,764

 
8,965

Commercial real estate construction

 

 

 
300

 
300

Residential mortgage
376

 
376

 
333

 
379

 
379

Total
$
1,324

 
$
1,324

 
$
932

 
$
10,621

 
$
10,822

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class
The following table summarizes information in regards to average of impaired loans and related interest income by loan portfolio class:
 
Impaired Loans with
Allowance
 
Impaired Loans with
No Allowance
In thousands
Average
Recorded
Investment
 
Interest
Income
 
Average
Recorded
Investment
 
Interest
Income
December 31, 2017
 
 
 
 
 
 
 
Commercial and industrial
$
1,184

 
$

 
$
785

 
$

Commercial real estate
499

 

 
8,030

 
330

Commercial real estate construction

 

 
60

 
25

Residential mortgage
377

 

 
210

 
15

Total
$
2,060

 
$

 
$
9,085

 
$
370

December 31, 2016
 
 
 
 
 
 
 
Commercial and industrial
$
190

 
$

 
$
1,356

 
$
3

Commercial real estate

 

 
8,377

 
371

Commercial real estate construction

 

 
330

 

Residential mortgage
224

 

 
424

 
17

Total
$
414

 
$

 
$
10,487

 
$
391

December 31, 2015
 
 
 
 
 
 
 
Commercial and industrial
$

 
$

 
$
1,591

 
$
129

Commercial real estate

 

 
9,057

 
449

Commercial real estate construction

 

 
276

 

Residential mortgage
278

 

 
463

 
18

Total
$
278

 
$

 
$
11,387

 
$
596

Nonaccrual Loans By Classes Of The Loan Portfolio
The following table presents nonaccrual loans by loan portfolio class as of December 31, 2017 and 2016, the table below excludes $6.9 million in purchase credit impaired loans, net of unamortized fair value adjustments:
In thousands
2017
 
2016
Commercial and industrial
$
1,499

 
$
2,126

Commercial real estate
4,378

 
1,593

Commercial real estate construction

 
300

Residential mortgage
478

 
483

Total
$
6,355

 
$
4,502

Troubled Debt Restructurings
The following table summarizes information relative to troubled debt restructurings by loan portfolio class at December 31, 2017 and 2016:
In thousands
Pre-Modification
Outstanding Recorded
Investment
 
Post-Modification
Outstanding Recorded
Investment
 
Recorded Investment at period end
December 31, 2017
 
 
 
 
 
Nonaccruing troubled debt restructurings:
 
 
 
 
 
  Commercial real estate
$
4,015

 
$
4,073

 
$
3,405

    Total nonaccruing troubled debt restructurings
4,015

 
4,073

 
3,405

Accruing troubled debt restructurings:
 
 
 
 
 
  Commercial real estate
4,577

 
4,577

 
3,982

    Total accruing troubled debt restructurings
4,577

 
4,577

 
3,982

       Total Troubled Debt Restructurings
$
8,592

 
$
8,650

 
$
7,387

 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
Nonaccruing troubled debt restructurings:
 
 
 
 
 
  Commercial real estate
$
648

 
$
648

 
$
377

Total nonaccruing troubled debt restructurings
648

 
648

 
377

Accruing troubled debt restructurings:
 
 
 
 
 
Commercial real estate
7,944

 
8,002

 
7,171

Residential mortgage
336

 
336

 
272

Total accruing troubled debt restructurings
8,280

 
8,338

 
7,443

        Total Troubled Debt Restructurings
$
8,928

 
$
8,986

 
$
7,820

The following table summarizes loans whose terms have been modified resulting in troubled debt restructurings during the years ended December 31, 2017 and 2016:
Dollars in thousands
Number of Contracts
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Recorded Investment at Period End
2017
 
 
 
 
 
 
 
Troubled debt restructurings

 
$

 
$

 
$

2016
 
 
 
 
 
 
 
Troubled debt restructurings
1

 
$
826

 
$
832

 
$
832

Loan Portfolio Summarized By The Past Due Status
The following table presents the classes of the loan portfolio summarized by the past due status as of December 31, 2017 and 2016:
In thousands
30-59 Days
Past Due
 
60-89 Days
Past Due
 
>90 Days Past Due
 
Total Past Due
 
Current
 
Total Loans
Receivable
 
Loans
Receivable
>90 Days and
Accruing
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
55

 
$
76

 
$
1,503

 
$
1,634

 
$
157,821

 
$
159,455

 
$
4

Commercial real estate
436

 
317

 
1,400

 
2,153

 
349,792

 
351,945

 
88

Commercial real estate construction
252

 

 

 
252

 
28,178

 
28,430

 

Residential mortgage
3,006

 
646

 
1,500

 
5,152

 
361,772

 
366,924

 
1,022

Home equity lines of credit
254

 
29

 
183

 
466

 
81,870

 
82,336

 
183

Consumer
72

 
26

 
3

 
101

 
14,353

 
14,454

 
3

Total originated loans
4,075

 
1,094

 
4,589

 
9,758

 
993,786

 
1,003,544

 
1,300

Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
83

 

 

 
83

 
6,291

 
6,374

 

Commercial real estate
916

 

 

 
916

 
139,898

 
140,814

 

Commercial real estate construction

 

 

 

 
7,130

 
7,130

 

Residential mortgage
930

 
304

 
137

 
1,371

 
57,598

 
58,969

 
137

Home equity lines of credit
83

 

 
70

 
153

 
25,303

 
25,456

 
70

Consumer

 

 

 

 
1,883

 
1,883

 

Total acquired loans
2,012

 
304

 
207

 
2,523

 
238,103

 
240,626

 
207

Total Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
138

 
76

 
1,503

 
1,717

 
164,112

 
165,829

 
4

Commercial real estate
1,352

 
317

 
1,400

 
3,069

 
489,690

 
492,759

 
88

Commercial real estate construction
252

 

 

 
252

 
35,308

 
35,560

 

Residential mortgage
3,936

 
950

 
1,637

 
6,523

 
419,370

 
425,893

 
1,159

Home equity lines of credit
337

 
29

 
253

 
619

 
107,173

 
107,792

 
253

Consumer
72

 
26

 
3

 
101

 
16,236

 
16,337

 
3

Total Loans
$
6,087

 
$
1,398

 
$
4,796

 
$
12,281

 
$
1,231,889

 
$
1,244,170

 
$
1,507

December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
26

 
$
1

 
$
1,178

 
$
1,205

 
$
139,139

 
$
140,344

 
$

Commercial real estate
325

 
674

 

 
999

 
317,981

 
318,980

 

Commercial real estate construction

 

 
300

 
300

 
14,971

 
15,271

 

Residential mortgage
2,866

 
657

 
1,413

 
4,936

 
343,603

 
348,539

 
937

Home equity lines of credit
310

 
56

 
408

 
774

 
69,298

 
70,072

 
408

Consumer
31

 
47

 

 
78

 
14,626

 
14,704

 

Total
$
3,558

 
$
1,435

 
$
3,299

 
$
8,292

 
$
899,618

 
$
907,910

 
$
1,345

Allowance For Loan Losses And Recorded Investment In Financing Receivables
The following table summarizes the allowance for loan losses and recorded investment in loans:
In thousands
Commercial
and Industrial
 
Commercial
Real Estate
 
Commercial
Real Estate
Construction
 
Residential
Mortgage
 
Home Equity
Lines of Credit
 
Consumer
 
Unallocated
 
Total
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance- January 1, 2017
$
3,055

 
$
4,968

 
$
147

 
$
3,478

 
$
648

 
$
923

 
$
975

 
$
14,194

Charge-offs
(181
)
 

 

 
(132
)
 
(9
)
 
(139
)
 

 
(461
)
Recoveries
21

 
61

 
80

 
62

 

 
19

 

 
243

Provisions
324

 
199

 
(101
)
 
(182
)
 
(27
)
 
(54
)
 
(159
)
 

Ending balance- December 31, 2017
$
3,219

 
$
5,228

 
$
126

 
$
3,226

 
$
612

 
$
749

 
$
816

 
$
13,976

Ending balance: individually evaluated for impairment
$
792

 
$
60

 
$

 
$
377

 
$

 
$

 
$

 
$
1,229

Ending balance: collectively evaluated for impairment
$
2,427

 
$
5,168

 
$
126

 
$
2,849

 
$
612

 
$
749

 
$
816

 
$
12,747

Loans receivables
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance
$
165,829

 
$
492,759

 
$
35,560

 
$
425,893

 
$
107,792

 
$
16,337

 
$

 
$
1,244,170

Ending balance: individually evaluated for impairment
$
1,499

 
$
8,360

 
$

 
$
478

 
$

 
$

 
$

 
$
10,337

Ending balance: collectively evaluated for impairment
$
164,330

 
$
484,399

 
$
35,560

 
$
425,415

 
$
107,792

 
$
16,337

 
$

 
$
1,233,833

December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance- January 1, 2016
$
2,508

 
$
5,216

 
$
112

 
$
3,349

 
$
619

 
$
1,083

 
$
1,860

 
$
14,747

Charge-offs
(318
)
 

 
(135
)
 
(189
)
 
(74
)
 
(50
)
 

 
(766
)
Recoveries
45

 

 
132

 
25

 

 
11

 

 
213

Provisions
820

 
(248
)
 
38

 
293

 
103

 
(121
)
 
(885
)
 

Ending balance- December 31, 2016
$
3,055

 
$
4,968

 
$
147

 
$
3,478

 
$
648

 
$
923

 
$
975

 
$
14,194

Ending balance: individually evaluated for impairment
$
599

 
$

 
$

 
$
333

 
$

 
$

 
$

 
$
932

Ending balance: collectively evaluated for impairment
$
2,456

 
$
4,968

 
$
147

 
$
3,145

 
$
648

 
$
923

 
$
975

 
$
13,262

Loans receivables
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance
$
140,344

 
$
318,980

 
$
15,271

 
$
348,539

 
$
70,072

 
$
14,704

 
$

 
$
907,910

Ending balance: individually evaluated for impairment
$
2,126

 
$
8,764

 
$
300

 
$
755

 
$

 
$

 
$

 
$
11,945

Ending balance: collectively evaluated for impairment
$
138,218

 
$
310,216

 
$
14,971

 
$
347,784

 
$
70,072

 
$
14,704

 
$

 
$
895,965





In thousands
Commercial
and Industrial
 
Commercial
Real Estate
 
Commercial
Real Estate
Construction
 
Residential
Mortgage
 
Home Equity
Lines of Credit
 
Consumer
 
Unallocated
 
Total
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance- January 1, 2015
$
2,048

 
$
5,872

 
$
194

 
$
3,845

 
$
557

 
$
1,050

 
$
1,606

 
$
15,172

Charge-offs
(150
)
 

 
(39
)
 
(622
)
 
(15
)
 
(111
)
 

 
(937
)
Recoveries
369

 

 

 
136

 

 
7

 

 
512

Provisions
241

 
(656
)
 
(43
)
 
(10
)
 
77

 
137

 
254

 

Ending balance- December 31, 2015
$
2,508

 
$
5,216

 
$
112

 
$
3,349

 
$
619

 
$
1,083

 
$
1,860

 
$
14,747

Ending balance: individually evaluated for impairment
$

 
$

 
$

 
$

 
$

 
$

 
$

 
$

Ending balance: collectively evaluated for impairment
$
2,508

 
$
5,216

 
$
112

 
$
3,349

 
$
619

 
$
1,083

 
$
1,860

 
$
14,747

Loans receivables
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance
$
117,692

 
$
289,899

 
$
13,429

 
$
357,228

 
$
60,124

 
$
14,588

 
$

 
$
852,960

Ending balance: individually evaluated for impairment
$
1,471

 
$
8,185

 
$
374

 
$
461

 
$

 
$

 
$

 
$
10,491

Ending balance: collectively evaluated for impairment
$
116,221

 
$
281,714

 
$
13,055

 
$
356,767

 
$
60,124

 
$
14,588

 
$

 
$
842,469