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Loans (Tables)

3 Months Ended

Mar. 31, 2018

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Schedule of classes of loan portfolio summarized by the aggregate risk rating

The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard, and doubtful within the Corporation’s internal risk rating system as of March 31, 2018, and December 31, 2017:

In thousands		Pass				Special Mention				Substandard				Doubtful				Total
MARCH 31, 2018
Originated Loans
Commercial and industrial		$	152,154			$	3,249			$	1,259			$	—			$	156,662
Commercial real estate		342,702				20,020				8,202				—				370,924
Commercial real estate construction		14,449				785				250				—				15,484
Residential mortgage		367,120				3,245				101				—				370,466
Home equity lines of credit		81,845				449				—				—				82,294
Consumer		14,267				—				—				—				14,267
Total Originated Loans		972,537				27,748				9,812				—				1,010,097
Acquired Loans
Commercial and industrial		5,599				199				3				—				5,801
Commercial real estate		122,270				12,459				4,094				—				138,823
Commercial real estate construction		5,207				382				—				—				5,589
Residential mortgage		47,856				2,421				3,201				—				53,478
Home equity lines of credit		21,525				288				385				—				22,198
Consumer		1,412				356				—				—				1,768
Total Acquired Loans		203,869				16,105				7,683				—				227,657
Total Loans
Commercial and industrial		157,753				3,448				1,262				—				162,463
Commercial real estate		464,972				32,479				12,296				—				509,747
Commercial real estate construction		19,656				1,167				250				—				21,073
Residential mortgage		414,976				5,666				3,302				—				423,944
Home equity lines of credit		103,370				737				385				—				104,492
Consumer		15,679				356				—				—				16,035
Total Loans		$	1,176,406			$	43,853			$	17,495			$	—			$	1,237,754

In thousands		Pass				Special Mention				Substandard				Doubtful				Total
DECEMBER 31, 2017
Originated Loans
Commercial and industrial		$	154,177			$	3,466			$	1,812			$	—			$	159,455
Commercial real estate		325,002				17,666				9,277				—				351,945
Commercial real estate construction		27,413				767				250				—				28,430
Residential mortgage		363,195				3,251				478				—				366,924
Home equity lines of credit		81,976				360				—				—				82,336
Consumer		14,454				—				—				—				14,454
Total Originated Loans		966,217				25,510				11,817				—				1,003,544
Acquired Loans
Commercial and industrial		6,120				244				10				—				6,374
Commercial real estate		124,852				12,734				3,228				—				140,814
Commercial real estate construction		6,742				388				—				—				7,130
Residential mortgage		52,959				2,762				3,248				—				58,969
Home equity lines of credit		24,990				88				378				—				25,456
Consumer		1,525				358				—				—				1,883
Total Acquired Loans		217,188				16,574				6,864				—				240,626
Total Loans
Commercial and industrial		160,297				3,710				1,822				—				165,829
Commercial real estate		449,854				30,400				12,505				—				492,759
Commercial real estate construction		34,155				1,155				250				—				35,560
Residential mortgage		416,154				6,013				3,726				—				425,893
Home equity lines of credit		106,966				448				378				—				107,792
Consumer		15,979				358				—				—				16,337
Total Loans		$	1,183,405			$	42,084			$	18,681			$	—			$	1,244,170

Schedule of changes In accretable yields of acquired loans

The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table.

In thousands		Three Months Ended March 31, 2018
Balance at beginning of period		$	1,234
Acquisitions of impaired loans		—
Reclassification from non-accretable differences		114
Accretion to loan interest income		(203		)
Balance at end of period		$	1,145

Summary of information relative to impaired loans by loan portfolio class

The following table summarizes information relative to impaired loans by loan portfolio class as of March 31, 2018, and December 31, 2017:

		Impaired Loans with  Allowance												Impaired Loans with No Allowance
In thousands		Recorded Investment				Unpaid Principal Balance				Related Allowance				Recorded Investment				Unpaid Principal Balance
MARCH 31, 2018
Commercial and industrial		$	867			$	867			$	517			$	179			$	179
Commercial real estate		—				—				—				7,309				7,309
Commercial real estate construction		—				—				—				—				—
Residential mortgage		—				—				—				101				101
		$	867			$	867			$	517			$	7,589			$	7,589
DECEMBER 31, 2017
Commercial and industrial		$	1,311			$	1,311			$	792			$	188			$	188
Commercial real estate		832				832				60				7,528				7,528
Commercial real estate construction		—				—				—				—				—
Residential mortgage		377				377				377				101				101
		$	2,520			$	2,520			$	1,229			$	7,817			$	7,817

Summary of information in regards to the average of impaired loans and related income by loan portfolio class

The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the three months ended March 31, 2018 and 2017:

		Impaired Loans with Allowance								Impaired Loans with No Allowance
In thousands		Average Recorded Investment				Interest Income				Average Recorded Investment				Interest Income
MARCH 31, 2018
Commercial and industrial		$	1,089			$	—			$	183			$	—
Commercial real estate		—				—				7,835				47
Commercial real estate construction		—				—				—				—
Residential mortgage		188				—				101				—
		$	1,277			$	—			$	8,119			$	47
MARCH 31, 2017
Commercial and industrial		$	945			$	—			$	1,134			$	—
Commercial real estate		—				—				8,683				90
Commercial real estate construction		—				—				150				25
Residential mortgage		376				—				374				14
		$	1,321			$	—			$	10,341			$	129

Schedule of nonaccrual loans by loan portfolio class

The following table presents nonaccrual loans by loan portfolio class as of March 31, 2018, and December 31, 2017, the table below excludes $6.9 million in purchase credit impaired loans, net of unamortized fair value adjustments: 

In thousands		March 31, 2018				December 31, 2017
Commercial and industrial		$	1,046			$	1,499
Commercial real estate		3,352				4,378
Commercial real estate construction		—				—
Residential mortgage		101				478
		$	4,499			$	6,355

Summary of information relative to trouble debt restructurings by loan portfolio class

The following table summarizes information relative to troubled debt restructurings by loan portfolio class as of March 31, 2018, and December 31, 2017:

In thousands		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Recorded Investment at Period End
MARCH 31, 2018
Nonaccruing troubled debt restructurings:
Commercial real estate		$	3,189			$	3,241			$	2,552
Total nonaccruing troubled debt restructurings		3,189				3,241				2,552
Accruing troubled debt restructurings:
Commercial real estate		4,577				4,577				3,957
Total accruing troubled debt restructurings		4,577				4,577				3,957
Total Troubled Debt Restructurings		$	7,766			$	7,818			$	6,509
DECEMBER 31, 2017
Nonaccruing troubled debt restructurings:
Commercial real estate		$	4,015			$	4,073			$	3,405
Total nonaccruing troubled debt restructurings		4,015				4,073				3,405
Accruing troubled debt restructurings:
Commercial real estate		4,577				4,577				3,982
Total accruing troubled debt restructurings		4,577				4,577				3,982
Total Troubled Debt Restructurings		$	8,592			$	8,650			$	7,387

Schedule of classes of loan portfolio summarized by the past due status

The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2018, and December 31, 2017:

In thousands		30-59 Days Past Due				60-89 Days Past Due				>90 Days Past Due				Total Past Due				Current				Total Loans Receivable				Loans Receivable >90 Days and Accruing
MARCH 31, 2018
Originated Loans
Commercial and industrial		$	110			$	2			$	1,126			$	1,238			$	155,424			$	156,662			$	80
Commercial real estate		—				—				2,585				2,585				368,339				370,924				—
Commercial real estate construction		—				—				—				—				15,484				15,484				—
Residential mortgage		1,626				263				1,300				3,189				367,277				370,466				1,200
Home equity lines of credit		—				—				181				181				82,113				82,294				181
Consumer		8				9				—				17				14,250				14,267				—
Total originated loans		1,744				274				5,192				7,210				1,002,887				1,010,097				1,461
Acquired Loans
Commercial and industrial		—				—				—				—				5,801				5,801				—
Commercial real estate		50				865				—				915				137,908				138,823				—
Commercial real estate construction		—				—				420				420				5,169				5,589				420
Residential mortgage		321				415				—				736				52,742				53,478				—
Home equity lines of credit		272				—				70				342				21,856				22,198				70
Consumer		483				—				—				483				1,285				1,768				—
Total acquired loans		1,126				1,280				490				2,896				224,761				227,657				490
Total Loans
Commercial and industrial		110				2				1,126				1,238				161,225				162,463				80
Commercial real estate		50				865				2,585				3,500				506,247				509,747				—
Commercial real estate construction		—				—				420				420				20,653				21,073				420
Residential mortgage		1,947				678				1,300				3,925				420,019				423,944				1,200
Home equity lines of credit		272				—				251				523				103,969				104,492				251
Consumer		491				9				—				500				15,535				16,035				—
Total Loans		$	2,870			$	1,554			$	5,682			$	10,106			$	1,227,648			$	1,237,754			$	1,951

In thousands		30-59 Days Past Due				60-89 Days Past Due				>90 Days Past Due				Total Past Due				Current				Total Loans Receivable				Loans Receivable >90 Days and Accruing
DECEMBER 31, 2017
Originated Loans
Commercial and industrial		$	55			$	76			$	1,503			$	1,634			$	157,821			$	159,455			$	4
Commercial real estate		436				317				1,400				2,153				349,792				351,945				88
Commercial real estate construction		252				—				—				252				28,178				28,430				—
Residential mortgage		3,006				646				1,500				5,152				361,772				366,924				1,022
Home equity lines of credit		254				29				183				466				81,870				82,336				183
Consumer		72				26				3				101				14,353				14,454				3
Total originated loans		4,075				1,094				4,589				9,758				993,786				1,003,544				1,300
Acquired Loans
Commercial and industrial		83				—				—				83				6,291				6,374				—
Commercial real estate		916				—				—				916				139,898				140,814				—
Commercial real estate construction		—				—				—				—				7,130				7,130				—
Residential mortgage		930				304				137				1,371				57,598				58,969				137
Home equity lines of credit		83				—				70				153				25,303				25,456				70
Consumer		—				—				—				—				1,883				1,883				—
Total acquired loans		2,012				304				207				2,523				238,103				240,626				207
Total Loans
Commercial and industrial		138				76				1,503				1,717				164,112				165,829				4
Commercial real estate		1,352				317				1,400				3,069				489,690				492,759				88
Commercial real estate construction		252				—				—				252				35,308				35,560				—
Residential mortgage		3,936				950				1,637				6,523				419,370				425,893				1,159
Home equity lines of credit		337				29				253				619				107,173				107,792				253
Consumer		72				26				3				101				16,236				16,337				3
Total Loans		$	6,087			$	1,398			$	4,796			$	12,281			$	1,231,889			$	1,244,170			$	1,507

Summary of allowance for loan losses and recorded investment in loans receivable

The following tables summarize the allowance for loan losses and recorded investment in loans receivable:

In thousands		Commercial and Industrial				Commercial Real Estate				Commercial Real Estate Construction				Residential Mortgage				Home Equity Lines of Credit				Consumer				Unallocated				Total
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2018
Allowance for Loan Losses
Beginning balance - January 1, 2018		$	3,219			$	5,228			$	126			$	3,226			$	612			$	749			$	816			$	13,976
Charge-offs		(389		)		(33		)		—				(383		)		—				(21		)		—				(826		)
Recoveries		7				—				—				10				—				—				—				17
Provisions		137				260				9				83				(19		)		(3		)		(217		)		250
Ending balance - March 31, 2018		$	2,974			$	5,455			$	135			$	2,936			$	593			$	725			$	599			$	13,417
Ending balance: individually evaluated for impairment		$	517			$	—			$	—			$	—			$	—			$	—			$	—			$	517
Ending balance: collectively evaluated for impairment		$	2,457			$	5,455			$	135			$	2,936			$	593			$	725			$	599			$	12,900
Loans Receivable
Ending balance		$	162,463			$	509,747			$	21,073			$	423,944			$	104,492			$	16,035			$	—			$	1,237,754
Ending balance: individually evaluated for impairment		$	1,046			$	7,309			$	—			$	101			$	—			$	—			$	—			$	8,456
Ending balance: collectively evaluated for impairment		$	161,417			$	502,438			$	21,073			$	423,843			$	104,492			$	16,035			$	—			$	1,229,298
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2017
Allowance for Loan Losses
Beginning Balance - January 1, 2017		$	3,055			$	4,968			$	147			$	3,478			$	648			$	923			$	975			$	14,194
Charge-offs		(40		)		—				—				(17		)		—				(72		)		—				(129		)
Recoveries		6				61				—				10				—				3				—				80
Provisions		231				(68		)		2				(167		)		(43		)		(15		)		60				—
Ending balance - March 31, 2017		$	3,252			$	4,961			$	149			$	3,304			$	605			$	839			$	1,035			$	14,145
Ending balance: individually evaluated for impairment		$	595			$	—			$	—			$	333			$	—			$	—			$	—			$	928
Ending balance: collectively evaluated for impairment		$	2,657			$	4,961			$	149			$	2,971			$	605			$	839			$	1,035			$	13,217
Loans Receivable
Ending balance		$	162,997			$	335,640			$	18,311			$	349,716			$	71,336			$	14,476			$	—			$	952,476
Ending balance: individually evaluated for impairment		$	2,068			$	8,617			$	—			$	746			$	—			$	—			$	—			$	11,431
Ending balance: collectively evaluated for impairment		$	160,929			$	327,023			$	18,311			$	348,970			$	71,336			$	14,476			$	—			$	941,045

In thousands		Commercial and Industrial				Commercial Real Estate				Commercial Real Estate Construction				Residential Mortgage				Home Equity Lines of Credit				Consumer				Unallocated				Total
AS OF DECEMBER 31, 2017
Allowance for Loan Losses
Ending balance		$	3,219			$	5,228			$	126			$	3,226			$	612			$	749			$	816			$	13,976
Ending balance: individually evaluated for impairment		$	792			$	60			$	—			$	377			$	—			$	—			$	—			$	1,229
Ending balance: collectively evaluated for impairment		$	2,427			$	5,168			$	126			$	2,849			$	612			$	749			$	816			$	12,747
Loans Receivable
Ending balance		$	165,829			$	492,759			$	35,560			$	425,893			$	107,792			$	16,337			$	—			$	1,244,170
Ending balance: individually evaluated for impairment		$	1,499			$	8,360			$	—			$	478			$	—			$	—			$	—			$	10,337
Ending balance: collectively evaluated for impairment		$	164,330			$	484,399			$	35,560			$	425,415			$	107,792			$	16,337			$	—			$	1,233,833

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-Name Accounting Standards Codification
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