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Loans (Tables)

3 Months Ended

Mar. 31, 2019

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Schedule of classes of loan portfolio summarized by the aggregate risk rating

The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard, and doubtful within the Corporation’s internal risk rating system as of March 31, 2019, and December 31, 2018:

In thousands		Pass				Special Mention				Substandard				Doubtful				Total
MARCH 31, 2019
Originated Loans
Commercial and industrial		$	166,974			$	2,864			$	854			$	—			$	170,692
Commercial real estate		386,932				21,102				8,737				—				416,771
Commercial real estate construction		25,421				819				—				—				26,240
Residential mortgage		375,627				6,778				295				—				382,700
Home equity lines of credit		91,775				341				—				—				92,116
Consumer		14,092				—				—				—				14,092
Total Originated Loans		1,060,821				31,904				9,886				—				1,102,611
Acquired Loans
Commercial and industrial		4,295				192				130				—				4,617
Commercial real estate		119,053				5,256				3,193				—				127,502
Commercial real estate construction		2,778				708				—				—				3,486
Residential mortgage		38,581				2,026				3,119				—				43,726
Home equity lines of credit		18,713				88				416				—				19,217
Consumer		176				—				—				—				176
Total Acquired Loans		183,596				8,270				6,858				—				198,724
Total Loans
Commercial and industrial		171,269				3,056				984				—				175,309
Commercial real estate		505,985				26,358				11,930				—				544,273
Commercial real estate construction		28,199				1,527				—				—				29,726
Residential mortgage		414,208				8,804				3,414				—				426,426
Home equity lines of credit		110,488				429				416				—				111,333
Consumer		14,268				—				—				—				14,268
Total Loans		$	1,244,417			$	40,174			$	16,744			$	—			$	1,301,335

In thousands		Pass				Special Mention				Substandard				Doubtful				Total
DECEMBER 31, 2018
Originated Loans
Commercial and industrial		$	166,035			$	2,902			$	161			$	—			$	169,098
Commercial real estate		393,987				18,079				7,899				—				419,965
Commercial real estate construction		15,471				835				—				—				16,306
Residential mortgage		381,525				6,492				733				—				388,750
Home equity lines of credit		90,941				334				—				—				91,275
Consumer		14,174				—				—				—				14,174
Total Originated Loans		1,062,133				28,642				8,793				—				1,099,568
Acquired Loans
Commercial and industrial		4,803				134				147				—				5,084
Commercial real estate		120,321				5,112				3,525				—				128,958
Commercial real estate construction		3,276				716				—				—				3,992
Residential mortgage		41,193				1,896				2,460				—				45,549
Home equity lines of credit		18,614				88				386				—				19,088
Consumer		226				—				—				—				226
Total Acquired Loans		188,433				7,946				6,518				—				202,897
Total Loans
Commercial and industrial		170,838				3,036				308				—				174,182
Commercial real estate		514,308				23,191				11,424				—				548,923
Commercial real estate construction		18,747				1,551				—				—				20,298
Residential mortgage		422,718				8,388				3,193				—				434,299
Home equity lines of credit		109,555				422				386				—				110,363
Consumer		14,400				—				—				—				14,400
Total Loans		$	1,250,566			$	36,588			$	15,311			$	—			$	1,302,465

Schedule of changes In accretable yields of acquired loans

The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table.

In thousands		Three Months Ended March 31, 2019				Three Months Ended March 31, 2018
Balance at beginning of period		$	891			$	1,234
Acquisitions of impaired loans		—				—
Reclassification from non-accretable differences		—				114
Accretion to loan interest income		(137		)		(203		)
Balance at end of period		$	754			$	1,145

Summary of information relative to impaired loans by loan portfolio class

The following table summarizes information relative to impaired loans by loan portfolio class as of March 31, 2019, and December 31, 2018:

		Impaired Loans with  Allowance												Impaired Loans with No Allowance
In thousands		Recorded Investment				Unpaid Principal Balance				Related Allowance				Recorded Investment				Unpaid Principal Balance
MARCH 31, 2019
Commercial and industrial		$	—			$	—			$	—			$	—			$	—
Commercial real estate		—				—				—				6,654				6,654
Commercial real estate construction		—				—				—				—				—
Residential mortgage		—				—				—				537				537
Home equity lines of credit		—				—				—				—				—
		$	—			$	—			$	—			$	7,191			$	7,191
DECEMBER 31, 2018
Commercial and industrial		$	—			$	—			$	—			$	—			$	—
Commercial real estate		—				—				—				6,763				6,763
Commercial real estate construction		—				—				—				—				—
Residential mortgage		—				—				—				537				537
Home equity lines of credit		—				—				—				—				—
		$	—			$	—			$	—			$	7,300			$	7,300

Summary of information in regards to the average of impaired loans and related income by loan portfolio class

The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the three months ended March 31, 2019 and 2018:

		Impaired Loans with Allowance								Impaired Loans with No Allowance
In thousands		Average Recorded Investment				Interest Income				Average Recorded Investment				Interest Income
MARCH 31, 2019
Commercial and industrial		$	—			$	—			$	—			$	—
Commercial real estate		—				—				6,708				57
Commercial real estate construction		—				—				—				—
Residential mortgage		—				—				537				—
Home equity lines of credit		—				—				—				—
		$	—			$	—			$	7,245			$	57
MARCH 31, 2018
Commercial and industrial		$	1,089			$	—			$	183			$	—
Commercial real estate		—				—				7,835				47
Commercial real estate construction		—				—				—				—
Residential mortgage		188				—				101				—
		$	1,277			$	—			$	8,119			$	47

Schedule of nonaccrual loans by loan portfolio class

The following table presents nonaccrual loans by loan portfolio class as of March 31, 2019, and December 31, 2018, the table below excludes $6.9 million in purchase credit impaired loans, net of unamortized fair value adjustments: 

In thousands		March 31, 2019				December 31, 2018
Commercial and industrial		$	—			$	—
Commercial real estate		2,796				2,880
Commercial real estate construction		—				—
Residential mortgage		537				537
Home equity lines of credit		—				—
		$	3,333			$	3,417

Schedule of classes of loan portfolio summarized by the past due status

The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2019, and December 31, 2018:

In thousands		30-59 Days Past Due				60-89 Days Past Due				>90 Days Past Due				Total Past Due				Current				Total Loans Receivable				Loans Receivable >90 Days and Accruing
MARCH 31, 2019
Originated Loans
Commercial and industrial		$	2,595			$	—			$	52			$	2,647			$	168,045			$	170,692			$	52
Commercial real estate		1,099				—				340				1,439				415,332				416,771				340
Commercial real estate construction		45				239				100				384				25,856				26,240				—
Residential mortgage		2,683				529				1,679				4,891				377,809				382,700				1,142
Home equity lines of credit		72				37				266				375				91,741				92,116				266
Consumer		75				24				7				106				13,986				14,092				7
Total originated loans		6,569				829				2,444				9,842				1,092,769				1,102,611				1,807
Acquired Loans
Commercial and industrial		26				—				—				26				4,591				4,617				—
Commercial real estate		1,062				—				845				1,907				125,595				127,502				845
Commercial real estate construction		—				—				77				77				3,409				3,486				77
Residential mortgage		837				1				123				961				42,765				43,726				123
Home equity lines of credit		518				59				19				596				18,621				19,217				19
Consumer		5				—				—				5				171				176				—
Total acquired loans		2,448				60				1,064				3,572				195,152				198,724				1,064
Total Loans
Commercial and industrial		2,621				—				52				2,673				172,636				175,309				52
Commercial real estate		2,161				—				1,185				3,346				540,927				544,273				1,185
Commercial real estate construction		45				239				177				461				29,265				29,726				77
Residential mortgage		3,520				530				1,802				5,852				420,574				426,426				1,265
Home equity lines of credit		590				96				285				971				110,362				111,333				285
Consumer		80				24				7				111				14,157				14,268				7
Total Loans		$	9,017			$	889			$	3,508			$	13,414			$	1,287,921			$	1,301,335			$	2,871

In thousands		30-59 Days Past Due				60-89 Days Past Due				>90 Days Past Due				Total Past Due				Current				Total Loans Receivable				Loans Receivable >90 Days and Accruing
DECEMBER 31, 2018
Originated Loans
Commercial and industrial		$	49			$	49			$	4			$	102			$	168,996			$	169,098			$	4
Commercial real estate		775				550				114				1,439				418,526				419,965				—
Commercial real estate construction		—				—				—				—				16,306				16,306				—
Residential mortgage		1,783				529				2,361				4,673				384,077				388,750				1,824
Home equity lines of credit		16				38				375				429				90,846				91,275				375
Consumer		36				14				—				50				14,124				14,174				—
Total originated loans		2,659				1,180				2,854				6,693				1,092,875				1,099,568				2,203
Acquired Loans
Commercial and industrial		27				—				—				27				5,057				5,084				—
Commercial real estate		64				—				851				915				128,043				128,958				851
Commercial real estate construction		343				—				77				420				3,572				3,992				77
Residential mortgage		1,235				251				907				2,393				43,156				45,549				125
Home equity lines of credit		227				—				89				316				18,772				19,088				89
Consumer		—				7				—				7				219				226				—
Total acquired loans		1,896				258				1,924				4,078				198,819				202,897				1,142
Total Loans
Commercial and industrial		76				49				4				129				174,053				174,182				4
Commercial real estate		839				550				965				2,354				546,569				548,923				851
Commercial real estate construction		343				—				77				420				19,878				20,298				77
Residential mortgage		3,018				780				3,268				7,066				427,233				434,299				1,949
Home equity lines of credit		243				38				464				745				109,618				110,363				464
Consumer		36				21				—				57				14,343				14,400				—
Total Loans		$	4,555			$	1,438			$	4,778			$	10,771			$	1,291,694			$	1,302,465			$	3,345

Summary of allowance for loan losses and recorded investment in loans receivable

The following tables summarize the allowance for loan losses and recorded investment in loans receivable:

In thousands		Commercial and Industrial				Commercial Real Estate				Commercial Real Estate Construction				Residential Mortgage				Home Equity Lines of Credit				Consumer				Unallocated				Total
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2019
Allowance for Loan Losses
Beginning balance - January 1, 2019		$	2,597			$	6,208			$	203			$	2,814			$	611			$	692			$	839			$	13,964
Charge-offs		(31		)		—				—				(6		)		(51		)		(44		)		—				(132		)
Recoveries		14				—				—				1				—				23				—				38
Provisions		40				70				38				(72		)		56				26				(8		)		150
Ending balance - March 31, 2019		$	2,620			$	6,278			$	241			$	2,737			$	616			$	697			$	831			$	14,020
Ending balance: individually evaluated for impairment		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Ending balance: collectively evaluated for impairment		$	2,620			$	6,278			$	241			$	2,737			$	616			$	697			$	831			$	14,020
Loans Receivable
Ending balance		$	175,309			$	544,273			$	29,726			$	426,426			$	111,333			$	14,268			$	—			$	1,301,335
Ending balance: individually evaluated for impairment		$	—			$	6,654			$	—			$	537			$	—			$	—			$	—			$	7,191
Ending balance: collectively evaluated for impairment		$	175,309			$	537,619			$	29,726			$	425,889			$	111,333			$	14,268			$	—			$	1,294,144
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2018
Allowance for Loan Losses
Beginning Balance - January 1, 2018		$	3,219			$	5,228			$	126			$	3,226			$	612			$	749			$	816			$	13,976
Charge-offs		(389		)		(33		)		—				(383		)		—				(21		)		—				(826		)
Recoveries		7				—				—				10				—				—				—				17
Provisions		137				260				9				83				(19		)		(3		)		(217		)		250
Ending balance - March 31, 2018		$	2,974			$	5,455			$	135			$	2,936			$	593			$	725			$	599			$	13,417
Ending balance: individually evaluated for impairment		$	517			$	—			$	—			$	—			$	—			$	—			$	—			$	517
Ending balance: collectively evaluated for impairment		$	2,457			$	5,455			$	135			$	2,936			$	593			$	725			$	599			$	12,900
Loans Receivable
Ending balance		$	162,463			$	509,747			$	21,073			$	423,944			$	104,492			$	16,035			$	—			$	1,237,754
Ending balance: individually evaluated for impairment		$	1,046			$	7,309			$	—			$	101			$	—			$	—			$	—			$	8,456
Ending balance: collectively evaluated for impairment		$	161,417			$	502,438			$	21,073			$	423,843			$	104,492			$	16,035			$	—			$	1,229,298

In thousands		Commercial and Industrial				Commercial Real Estate				Commercial Real Estate Construction				Residential Mortgage				Home Equity Lines of Credit				Consumer				Unallocated				Total
AS OF DECEMBER 31, 2018
Allowance for Loan Losses
Ending balance		$	2,597			$	6,208			$	203			$	2,814			$	611			$	692			$	839			$	13,964
Ending balance: individually evaluated for impairment		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Ending balance: collectively evaluated for impairment		$	2,597			$	6,208			$	203			$	2,814			$	611			$	692			$	839			$	13,964
Loans Receivable
Ending balance		$	174,182			$	548,923			$	20,298			$	434,299			$	110,363			$	14,400			$	—			$	1,302,465
Ending balance: individually evaluated for impairment		$	—			$	6,763			$	—			$	537			$	—			$	—			$	—			$	7,300
Ending balance: collectively evaluated for impairment		$	174,182			$	542,160			$	20,298			$	433,762			$	110,363			$	14,400			$	—			$	1,295,165

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