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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
INTEREST AND DIVIDEND INCOME    
Loans, including fees $ 15,668 $ 14,157
Securities:    
Taxable 971 903
Tax-exempt 44 65
Dividends 94 78
Other 108 52
Total Interest Income 16,885 15,255
INTEREST EXPENSE    
Deposits 1,685 1,134
Short-term borrowings 31 16
Long-term borrowings 504 543
Total Interest Expense 2,220 1,693
Net Interest Income 14,665 13,562
PROVISION FOR LOAN LOSSES 150 250
Net Interest Income after Provision for Loan Losses 14,515 13,312
OTHER INCOME    
Earnings on investment in bank-owned life insurance 264 257
Gain on life insurance proceeds 0 52
Net gains (losses) on equity securities 33 (33)
Commissions from insurance sales 1,320 1,201
Other 255 318
Total Other Income 3,940 3,712
OTHER EXPENSES    
Salaries and employee benefits 6,965 6,627
Net occupancy 863 779
Equipment 1,103 1,162
Other tax 262 206
Professional services 200 369
Supplies and postage 206 215
Marketing and corporate relations 139 103
FDIC and regulatory 169 184
Intangible assets amortization 155 184
Foreclosed real estate (income) expenses (53) 48
Other operating 1,252 1,109
Total Other Expenses 11,261 10,986
Income before Income Taxes 7,194 6,038
PROVISION FOR INCOME TAXES 1,330 1,125
Net Income $ 5,864 $ 4,913
PER SHARE DATA    
Basic earnings (in dollars per share) $ 0.83 $ 0.70
Cash dividends declared (in dollars per share) $ 0.23 $ 0.20
Service charges on deposit accounts    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax $ 938 $ 816
Income from fiduciary, investment management and brokerage activities    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax 592 571
Service charges on ATM and debit card transactions    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax $ 538 $ 530