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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 12,330,000 $ 10,420,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Gain on sales of loans originated for sale (173,000) (272,000)
(Gain) loss on sales of foreclosed assets held for resale, including writedowns (87,000) 45,000
Earnings on investment in bank-owned life insurance (573,000) (538,000)
Gain on sales or calls of securities 0 (12,500)
(Gain) loss on equity securities (162,000) 27,000
Restricted stock compensation expense 322,000 186,000
Depreciation and amortization 1,369,000 1,418,000
Provision for loan losses 275,000 570,000
Net amortization of investment securities premiums 175,000 238,000
Increase in accrued interest receivable (295,000) (698,000)
Increase in accrued interest payable 701,000 284,000
Mortgage loans originated for sale (11,619,000) (15,975,000)
Proceeds from sales of loans originated for sale 9,191,000 16,718,000
Decrease in other assets 1,800,000 440,000
(Increase) decrease in deferred tax expense (1,790,000) 396,000
Increase in other liabilities 1,400,000 1,334,000
Net Cash Provided by Operating Activities 12,864,000 14,580,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from maturities of investment securities held to maturity 2,544,000 4,932,000
Proceeds from maturities of investment securities available for sale 7,062,000 7,418,000
Proceeds from sales of investment securities available for sale 0 1,446,000
Purchase of investment securities available for sale (17,865,000) (11,459,000)
Purchase of equity securities (500,000) 0
Redemption (purchase) of restricted investment in bank stocks 134,000 (76,000)
Net decrease (increase) in loans 22,971,000 (4,266,000)
Purchase of bank-owned life insurance (1,500,000) (500,000)
Insurance book- acquisition (640,000) (600,000)
Capital expenditures (275,000) (655,000)
Proceeds from sales of foreclosed real estate 290,000 339,000
Net Cash Provided by (Used in) Investing Activities 12,221,000 (3,421,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in demand deposits 2,959,000 8,802,000
Net increase in time certificates of deposits and interest bearing deposits 26,226,000 26,681,000
Net decrease in short-term borrowings (10,511,000) (10,490,000)
Proceeds from long-term borrowings 7,000,000 8,716,000
Repayments on long-term borrowings (12,228,000) (13,500,000)
Dividends paid (3,383,000) (3,023,000)
Common stock issued 553,000 267,000
Net Cash Provided by Financing Activities 10,616,000 17,453,000
Net Increase in Cash and Cash Equivalents 35,701,000 28,612,000
CASH AND CASH EQUIVALENTS — BEGINNING 40,905,000 34,441,000
CASH AND CASH EQUIVALENTS — ENDING 76,606,000 63,053,000
Supplemental disclosures of cash flow information    
Interest paid 4,004,000 3,182,000
Income taxes paid 1,520,000 1,700,000
Loans transferred to foreclosed assets held for resale and other foreclosed transactions $ 48,000 $ 235,000