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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) - USD ($) | 12 Months Ended | 24 Months Ended |
--- | --- | --- | ---
Dec. 31, 2019 | Dec. 31, 2019 | Dec. 31, 2018
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |
Loan to value ratio requirement (no greater than) | 80.00% |  |
Commercial line of credit borrowing capacity | $ 1,500,000 | $ 1,500,000 |
Commercial line of credit net draw amount |  | 750,000 |
Commitments to Extend Credit |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |
Off-balance sheet financial instruments | 319,681,000 | 319,681,000 | $ 279,729,000
Standby Letters of Credit |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |
Off-balance sheet financial instruments | $ 6,584,000 | $ 6,584,000 | $ 3,909,000

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