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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
The Actual and Required Capital Amounts and Ratios
The actual and required capital amounts and ratios were as follows:
 
Actual
 
For Capital Adequacy
Purposes
 
To be Well
Capitalized
under Prompt
Corrective Action
Provisions
Dollars in thousands
Amount
 
Ratio
 
Amount (1)
 
Ratio (1)
 
Amount
 
Ratio
CORPORATION
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
$
176,403

 
10.19
%
 
$ ≥69,239
 
≥4.0%
 
N/A
 
N/A
Common Tier 1 risk-based capital ratio (to risk-weighted assets)
176,403

 
14.50

 
≥54,759
 
≥4.5
 
N/A
 
N/A
Tier 1 risk-based capital ratio (to risk-weighted assets)
176,403

 
14.50

 
≥73,012
 
≥6.0
 
N/A
 
N/A
Total risk-based capital ratio (to risk-weighted assets)
190,319

 
15.64

 
≥97,349
 
≥8.0
 
N/A
 
N/A
As of December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
$
158,404

 
9.66
%
 
$ ≥65,568
 
≥4.0%
 
N/A
 
N/A
Common Tier 1 risk-based capital ratio (to risk-weighted assets)
158,404

 
13.19

 
≥54,026
 
≥4.5
 
N/A
 
N/A
Tier 1 risk-based capital ratio (to risk-weighted assets)
158,404

 
13.19

 
≥72,034
 
≥6.0
 
N/A
 
N/A
Total risk-based capital ratio (to risk-weighted assets)
172,449

 
14.36

 
≥96,046
 
≥8.0
 
N/A
 
N/A
BANK
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
$
171,179

 
9.93
%
 
$ ≥68,982
 
≥4.0%
 
$ ≥86,228
 
≥5.0%
Common Tier 1 risk-based capital ratio (to risk-weighted assets)
171,179

 
14.13

 
≥54,514
 
≥4.5
 
≥78,742
 
≥6.5
Tier 1 risk-based capital ratio (to risk-weighted assets)
171,179

 
14.13

 
≥72,685
 
≥6.0
 
≥96,913
 
≥8.0
Total risk-based capital ratio (to risk-weighted assets)
185,095

 
15.28

 
≥96,913
 
≥8.0
 
≥121,142
 
 ≥10.0
As of December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Tier 1 leverage ratio (to average assets)
$
154,215

 
9.44
%
 
$ ≥65,348
 
≥4.0%
 
$ ≥81,686
 
≥5.0%
Common Tier 1 risk-based capital ratio (to risk-weighted assets)
154,215

 
12.89

 
≥53,826
 
≥4.5
 
≥77,748
 
≥6.5
Tier 1 risk-based capital ratio (to risk-weighted assets)
154,215

 
12.89

 
≥71,768
 
≥6.0
 
≥95,690
 
≥8.0
Total risk-based capital ratio (to risk-weighted assets)
168,260

 
14.07

 
≥95,690
 
≥8.0
 
≥119,613
 
 ≥10.0

(1)
Amounts and ratios do not include capital conservation buffer.