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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 23,721,000 $ 21,748,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Gain on sales of loans originated for sale (697,000) (542,000)
(Gain) loss on sales of foreclosed assets held for resale, including writedowns (87,000) 1,000
Earnings on investment in bank-owned life insurance (1,160,000) (1,068,000)
Gain on sales or calls of securities 0 (85,000)
(Gain) loss on equity securities (267,000) 296,000
Restricted stock compensation expense 322,000 186,000
Depreciation and amortization 2,696,000 2,853,000
Provision for loan losses 600,000 1,620,000
Net amortization of investment securities premiums 339,000 465,000
Decrease (increase) in accrued interest receivable 177,000 (875,000)
Increase in accrued interest payable 1,312,000 201,000
Mortgage loans originated for sale (41,389,000) (32,436,000)
Proceeds from sales of loans originated for sale 40,088,000 34,306,000
(Increase) decrease in other assets (1,280,000) 2,502,000
Decrease in deferred tax expense 120,000 557,000
Increase (decrease) in other liabilities 1,228,000 (185,000)
Net Cash Provided by Operating Activities 25,723,000 29,544,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from maturities of investment securities held to maturity 8,032,000 17,558,000
Proceeds from maturities of investment securities available for sale 19,152,000 17,925,000
Proceeds from sales of investment securities available for sale 0 15,566,000
Purchase of investment securities available for sale (44,837,000) (39,129,000)
Purchase of equity securities (500,000) 0
Redemption of restricted investment in bank stocks 692,000 437,000
Net decrease (increase) in loans 28,723,000 (60,254,000)
Purchase of bank-owned life insurance (1,500,000) (2,000,000)
Insurance book- acquisition (640,000) (2,583,000)
Capital expenditures (1,424,000) (1,743,000)
Proceeds from sale of premises and equipment 33,000 0
Proceeds from sale of foreclosed real estate 290,000 607,000
Net Cash Provided by (Used in) Investing Activities 8,021,000 (53,616,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in demand deposits 11,983,000 22,981,000
Net increase in time certificates of deposits and interest bearing deposits 52,185,000 26,619,000
Net decrease in short-term borrowings (1,213,000) (2,260,000)
Proceeds from long-term borrowings 7,000,000 17,716,000
Repayments on long-term borrowings (24,220,000) (28,800,000)
Dividends paid (6,920,000) (6,261,000)
Common stock issued 892,000 541,000
Net Cash Provided by (Used in) Financing Activities 39,707,000 30,536,000
Net Increase (Decrease) in Cash and Cash Equivalents 73,451,000 6,464,000
CASH AND CASH EQUIVALENTS — BEGINNING 40,905,000 34,441,000
CASH AND CASH EQUIVALENTS — ENDING 114,356,000 40,905,000
Supplemental disclosures of cash flow information    
Interest paid 8,828,000 7,198,000
Income taxes paid 5,200,000 4,600,000
Loans transferred to foreclosed assets held for resale and other foreclosed transactions $ 412,000 $ 327,000