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LOANS AND ALLOWANCE FOR LOAN LOSSES (Schedule of Actual Loan Modifications) (Details) | 12 Months Ended |
--- | --- | ---
Dec. 31, 2020 USD ($) loan | Dec. 31, 2019 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Balance | $ 3,807,000 | $ 3,974,000
CARES Act |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Number of Loans | loan | 48 |
Balance | $ 36,123,155 |
Commercial and industrial | CARES Act |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Number of Loans | loan | 38 |
Deferral Period (up to) | 6 months |
Balance | $ 35,464,419 |
Percentage of Capital | 13.75% |
Consumer | CARES Act |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Number of Loans | loan | 10 |
Deferral Period (up to) | 6 months |
Balance | $ 658,736 |
Percentage of Capital | 0.26% |

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