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LOANS AND ALLOWANCE FOR LOAN LOSSES (Schedule of Expected Commercial Loan Modifications) (Details)
12 Months Ended
Dec. 31, 2020
USD ($)
Contract
Financing Receivable, Troubled Debt Restructuring [Line Items]  
Number of loans expected to be modified | Contract 38
Balance of loans expected to be modified | $ $ 35,464,419
Percentage of Loan Portfolio 2.17%
Percentage of Capital 13.75%
Lessors of Commercial Real Estate  
Financing Receivable, Troubled Debt Restructuring [Line Items]  
Number of loans expected to be modified | Contract 7
Balance of loans expected to be modified | $ $ 7,165,485
Percentage of Loan Portfolio 0.44%
Percentage of Capital 2.78%
Lessors of Residential Real Estate  
Financing Receivable, Troubled Debt Restructuring [Line Items]  
Number of loans expected to be modified | Contract 1
Balance of loans expected to be modified | $ $ 18,066
Percentage of Loan Portfolio 0.00%
Percentage of Capital 0.01%
Hospitality Industry (Hotels/Bed & Breakfast)  
Financing Receivable, Troubled Debt Restructuring [Line Items]  
Number of loans expected to be modified | Contract 7
Balance of loans expected to be modified | $ $ 18,394,377
Percentage of Loan Portfolio 1.12%
Percentage of Capital 7.13%
Food Services Industry  
Financing Receivable, Troubled Debt Restructuring [Line Items]  
Number of loans expected to be modified | Contract 3
Balance of loans expected to be modified | $ $ 4,535,983
Percentage of Loan Portfolio 0.28%
Percentage of Capital 1.76%
Other  
Financing Receivable, Troubled Debt Restructuring [Line Items]  
Number of loans expected to be modified | Contract 20
Balance of loans expected to be modified | $ $ 5,350,508
Percentage of Loan Portfolio 0.33%
Percentage of Capital 2.07%